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Chase green Checkmark ?

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Albert_E63
Regular Contributor

Chase green Checkmark ?

How accurate is the offers from chase ?? i was checking today my account noticed i have a offer for a CFU but wasn't sure if i have a good approval odds since its a offer from them, I currently have 5 accounts and 1 of them is a AU so im guessing im under 5/24 since AU don't count.

Chase offer.png

FICO 08 Scores EX 624 EQ 631 TU 646, Goal 800+
9 REPLIES 9
Remedios
Credit Mentor

Re: Chase green Checkmark ?

Click on your offer, it will open a new screen 

Scroll down a bit to Pricing and Terms

 

If it's a 16.74% to 25.49 ...it' a clickbait.  

 

If it's a single digit or a few point span, you might have a chance 

 

Authorized user accounts do count.   

Message 2 of 10
Albert_E63
Regular Contributor

Re: Chase green Checkmark ?

its clickbait and o i thought AU didn't but wasn't 100% sure , "

0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 16.74%-25.49%. Balance transfer fee is 5% of the amount transferred with a minimum of $5."

 

FICO 08 Scores EX 624 EQ 631 TU 646, Goal 800+
Message 3 of 10
Anonymous
Not applicable

Re: Chase green Checkmark ?


@Albert_E63 wrote:

How accurate is the offers from chase ?? i was checking today my account noticed i have a offer for a CFU but wasn't sure if i have a good approval odds since its a offer from them, I currently have 5 accounts and 1 of them is a AU so im guessing im under 5/24 since AU don't count.

Chase offer.png


Ive gotten a CSP and a Freedom from that little green checkmark. Well over OMG/24. Its a YMMV situation. Like Reme said see what it says for APR and if it only requires income.

 

Good luck. 

Message 4 of 10
Anonymous
Not applicable

Re: Chase green Checkmark ?


@Albert_E63 wrote:

its clickbait and o i thought AU didn't but wasn't 100% sure , "

0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 16.74%-25.49%. Balance transfer fee is 5% of the amount transferred with a minimum of $5."

 


Sorry. Those offers will keep coming, youll catch them on the right day. 

Message 5 of 10
Albert_E63
Regular Contributor

Re: Chase green Checkmark ?

Yeah it said they only need my income since im already a Chase customer 


@Anonymous wrote:

@Albert_E63 wrote:

How accurate is the offers from chase ?? i was checking today my account noticed i have a offer for a CFU but wasn't sure if i have a good approval odds since its a offer from them, I currently have 5 accounts and 1 of them is a AU so im guessing im under 5/24 since AU don't count.

Chase offer.png


Ive gotten a CSP and a Freedom from that little green checkmark. Well over OMG/24. Its a YMMV situation. Like Reme said see what it says for APR and if it only requires income.

 

Good luck. 


 

FICO 08 Scores EX 624 EQ 631 TU 646, Goal 800+
Message 6 of 10
Anonymous
Not applicable

Re: Chase green Checkmark ?

I had one staring at me for months before I got the firm APR.  

Message 7 of 10
Albert_E63
Regular Contributor

Re: Chase green Checkmark ?

Im just gonna keep checking every month to see if it changes or maybe i get a CSP with a firm APR.

FICO 08 Scores EX 624 EQ 631 TU 646, Goal 800+
Message 8 of 10
Anonymous
Not applicable

Re: Chase green Checkmark ?


@Albert_E63 wrote:

Im just gonna keep checking every month to see if it changes or maybe i get a CSP with a firm APR.


Heck. I checked every day. 😀

Message 9 of 10
Anonymous
Not applicable

Re: Chase green Checkmark ?

You want to be on the look out for offers that have a green check mark and say "Selected For You."  This one says "Exclusive Offer" which is simply a marketing phrase designed to get you to apply.  The "Selected For You" offers are pre-approvals and you have a high chance of approval unless your credit has changed significantly since the soft pull was done, 

Message 10 of 10
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