No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
How accurate is the offers from chase ?? i was checking today my account noticed i have a offer for a CFU but wasn't sure if i have a good approval odds since its a offer from them, I currently have 5 accounts and 1 of them is a AU so im guessing im under 5/24 since AU don't count.
Click on your offer, it will open a new screen
Scroll down a bit to Pricing and Terms
If it's a 16.74% to 25.49 ...it' a clickbait.
If it's a single digit or a few point span, you might have a chance
Authorized user accounts do count.
its clickbait and o i thought AU didn't but wasn't 100% sure , "
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 16.74%-25.49%. Balance transfer fee is 5% of the amount transferred with a minimum of $5."
@Albert_E63 wrote:How accurate is the offers from chase ?? i was checking today my account noticed i have a offer for a CFU but wasn't sure if i have a good approval odds since its a offer from them, I currently have 5 accounts and 1 of them is a AU so im guessing im under 5/24 since AU don't count.
Ive gotten a CSP and a Freedom from that little green checkmark. Well over OMG/24. Its a YMMV situation. Like Reme said see what it says for APR and if it only requires income.
Good luck.
@Albert_E63 wrote:its clickbait and o i thought AU didn't but wasn't 100% sure , "
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 16.74%-25.49%. Balance transfer fee is 5% of the amount transferred with a minimum of $5."
Sorry. Those offers will keep coming, youll catch them on the right day.
Yeah it said they only need my income since im already a Chase customer
@Anonymous wrote:
@Albert_E63 wrote:How accurate is the offers from chase ?? i was checking today my account noticed i have a offer for a CFU but wasn't sure if i have a good approval odds since its a offer from them, I currently have 5 accounts and 1 of them is a AU so im guessing im under 5/24 since AU don't count.
Ive gotten a CSP and a Freedom from that little green checkmark. Well over OMG/24. Its a YMMV situation. Like Reme said see what it says for APR and if it only requires income.
Good luck.
I had one staring at me for months before I got the firm APR.
Im just gonna keep checking every month to see if it changes or maybe i get a CSP with a firm APR.
@Albert_E63 wrote:Im just gonna keep checking every month to see if it changes or maybe i get a CSP with a firm APR.
Heck. I checked every day. 😀
You want to be on the look out for offers that have a green check mark and say "Selected For You." This one says "Exclusive Offer" which is simply a marketing phrase designed to get you to apply. The "Selected For You" offers are pre-approvals and you have a high chance of approval unless your credit has changed significantly since the soft pull was done,