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Chase is weird

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TURNERHOOVER
Established Contributor

Chase is weird

App'd for Freedom last month, received 7/10 day msg instantly called backdoor number and was told of denial due to presence of collection(s) and or too many INQs. Fast fwd three weeks later and there's a chase freedom mailer in my box. I don't get it...

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Chase is weird


@TURNERHOOVER wrote:

App'd for Freedom last month, received 7/10 day msg instantly called backdoor number and was told of denial due to presence of collection(s) and or too many INQs. Fast fwd three weeks later and there's a chase freedom mailer in my box. I don't get it...


@TURNERHOOVER,

 

Congrats... They want to be in your good graces by surprising you insteadSmiley Tongue.  I bet it was a nice surprise right? 

Message 2 of 12
TURNERHOOVER
Established Contributor

Re: Chase is weird


@Anonymous wrote:

@TURNERHOOVER wrote:

App'd for Freedom last month, received 7/10 day msg instantly called backdoor number and was told of denial due to presence of collection(s) and or too many INQs. Fast fwd three weeks later and there's a chase freedom mailer in my box. I don't get it...


@TURNERHOOVER,

 

Congrats... They want to be in your good graces by surprising you insteadSmiley Tongue.  I bet it was a nice surprise right? 


It was definitely a surprise. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 3 of 12
Anonymous
Not applicable

Re: Chase is weird

indeed!

Message 4 of 12
chalupaman
Super Contributor

Re: Chase is weird


@TURNERHOOVER wrote:

App'd for Freedom last month, received 7/10 day msg instantly called backdoor number and was told of denial due to presence of collection(s) and or too many INQs. Fast fwd three weeks later and there's a chase freedom mailer in my box. I don't get it...


Hmmmmmm. Chase works in mysterious ways.

 

Congrats on the mailer though!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 5 of 12
Skye12329
Valued Contributor

Re: Chase is weird

Well mailers and pre quals do help in marketing but are never a guranteed approval
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 6 of 12
TURNERHOOVER
Established Contributor

Re: Chase is weird


@Skye12329 wrote:
Well mailers and pre quals do help in marketing but are never a guranteed approval

Never received a pre-qual. Never actually recieved a mailer until today also.

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 7 of 12
Anonymous
Not applicable

Re: Chase is weird

Chase certainly does work in mysterious ways but it works! 

Message 8 of 12
TURNERHOOVER
Established Contributor

Re: Chase is weird


@Anonymous wrote:

Chase certainly does work in mysterious ways but it works! 


THAT'S A FACT. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 9 of 12
Jerry45
Valued Contributor

Re: Chase is weird

You are on their radar, even after the denial. Disregard the mail, and check the pre qual site every two weeks or so. The site is pretty solid

Message 10 of 12
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