Yeah I wouldn't sweat it. Honestly I've found nothing special about Chase. I've had a car loan (refinanced it else where). A bank account, a credit card and a home financed through Chase.
Their auto finance department is terrible IMO! I closed my bank account when I realized they were charging me fees. No one ever notified me of the policy changes. I didn't want my home financed through them either..but as fate would have it. I'm stuck with them for the time being. lol
When I app for cards recently. Chase gave me the 2nd lowest CL out of 8 companies. Most of them I've never dealt with at all!
So be happy. There are worse things in life to get upset about.
@Anonymous wrote:
$343,600.00 is your available credit. What is your income ???
Based on that, 300K+ could be alot of credit or very little.
$150,000 per year, and $200,00 if you do household.
@Littlewing745 wrote:
@redpat wrote:
@waynes1982 wrote:I agree with everyone, It's just Chase has a few cards I want in my wallet, and I want to build my relationship with them. I loved the CSP, and Disney since I go there all the time, and I usually only fly Southwest.
I have tons of other cards in my wallet that surpass Chase, but I want the relationship part with them.
I guess I can't handle the break-up.
Breakin up is hard to do. I think I heard that before, LOL.
Yeah, I hear ya. Maybe pull back and let them "Chase" you. Oh god, I'm so sorry...
Ugh, work on puns. Not bad advise though.
@TRC_WA wrote:
@Littlewing745 wrote:
Yeah, I hear ya. Maybe pull back and let them "Chase" you. Oh god, I'm so sorry...
That's what I'm doing.
I've never had a Chase account... and have been repeatedly denied due to my BK13. I even reconned and requested a $500 Freedom to get in the door... and the rep cited too many INQs (I bought a car in January) and my BK13 from 2009 that falls off at the end of the year...
So.. .if I am denied now for a BK13 and scores 660-690... what's gonna happen at the end of the year when everything falls off and my scores are ballpark 750?
Chase will be throwing cards at me. Of course maybe I'll just tell them to take a hike... after all I've made it this far without them.
This is true. Got the amazon visa on a whim (cash back does not disappoint), and took freedom invite. But my goal card is a Chase Ink Cash, and would gladly move limits, close cards to achieve. If I keep liking the point accumulation for travel on my barclay's. CSP about a year later (save up for min spend bonus). Otherwise, I COULD have lived without a Freedom, Ink Cash (SimplyCash is really awesome also), and CSP. And when I chop some us airways/aviator limit for Sallie Mae, could probably live without amazon visa.