@Anonymous wrote:
Hello,
I applied for the new chase freedom unlimited card 2 days ago and I got the "app needs further review and will hear within 30 days" screen
My question is should I wait to either be approved or denied or should I call the recon line while the application is still pending?
I'm not sure which would be the smarter approach
Thanks
Can you provide us with more info like how many new accounts in the last two years and how do your reports look like. From there members can give you better advice.
AU:
Call Chase APP Status (800) 432-3117, press #, then 3, then 1, then enter your SSN, and it will tell you what's up.
If it tries to transfer you to lending you can either hang up immediately (which is what I would do) or hang on for the ride and questions.
If you get the auto lady, she will say denied, or still pending for 30 days, two weeks, or 7-10 days.
7-10 days has always been a denial for me, two weeks always an approval, and I haven't personally received the 30 day message, except in the email they send.
The Freedom, CSP, Freedom Unlimited all have the 5/24 rule (5 new cards in the last 24 months = denial for apps dor those cards).
Good luck!
If it tries to transfer you to lending you can either hang up immediately (which is what I would do) or hang on for the ride and questions.
If you get the auto lady, she will say denied, or still pending for 30 days, two weeks, or 7-10 days.
7-10 days has always been a denial for me, two weeks always an approval, and I haven't personally received the 30 day message, except in the email they send.
The Freedom, CSP, Freedom Unlimited all have the 5/24 rule (5 new cards in the last 24 months = denial for apps dor those cards).
Good luck!
Wait it out is my suggestion. There are threads on here that have shown approvals in this situation. Not that calling would hurt, but they may not give you much more info.
