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Chase reconsideration?

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Anonymous
Not applicable

Chase reconsideration?

I applied for the Chase Sapphire Preferred card to get the 100K bonus last night. It was instantly denied due to Chapter 7 in 05/2017. I called the reconsideration line and he asked me about the bk. I explained him the reason. After keeping me on 20 minutes hold he told me he is done reviewing the application but however gonna take additional day or two. Anyone have experience with this?

Message 1 of 7
6 REPLIES 6
citymunky
Established Contributor

Re: Chase reconsideration?


@Anonymous wrote:

I applied for the Chase Sapphire Preferred card to get the 100K bonus last night. It was instantly denied due to Chapter 7 in 05/2017. I called the reconsideration line and he asked me about the bk. I explained him the reason. After keeping me on 20 minutes hold he told me he is done reviewing the application but however gonna take additional day or two. Anyone have experience with this?


Was Chase included in your CK7? Also did you have any prior banking relatership with Chase? 

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 2 of 7
Anonymous
Not applicable

Re: Chase reconsideration?


@citymunky wrote:

@Anonymous wrote:

I applied for the Chase Sapphire Preferred card to get the 100K bonus last night. It was instantly denied due to Chapter 7 in 05/2017. I called the reconsideration line and he asked me about the bk. I explained him the reason. After keeping me on 20 minutes hold he told me he is done reviewing the application but however gonna take additional day or two. Anyone have experience with this?


Was Chase included in your CK7? Also did you have any prior banking relatership with Chase? 


Yes Chase Freedom for about 8K. I had their checking account which I closed.

Message 3 of 7
GZG
Senior Contributor

Re: Chase reconsideration?


@Anonymous wrote:

@citymunky wrote:

@Anonymous wrote:

I applied for the Chase Sapphire Preferred card to get the 100K bonus last night. It was instantly denied due to Chapter 7 in 05/2017. I called the reconsideration line and he asked me about the bk. I explained him the reason. After keeping me on 20 minutes hold he told me he is done reviewing the application but however gonna take additional day or two. Anyone have experience with this?


Was Chase included in your CK7? Also did you have any prior banking relatership with Chase? 


Yes Chase Freedom for about 8K. I had their checking account which I closed.


he could have come back and said just said no, still declined.

 

so taking extra time is a positive step. good luck

Starting FICO 8:
Current FICO 8:



Message 4 of 7
Anonymous
Not applicable

Re: Chase reconsideration?


@GZG wrote:

@Anonymous wrote:

@citymunky wrote:

@Anonymous wrote:

I applied for the Chase Sapphire Preferred card to get the 100K bonus last night. It was instantly denied due to Chapter 7 in 05/2017. I called the reconsideration line and he asked me about the bk. I explained him the reason. After keeping me on 20 minutes hold he told me he is done reviewing the application but however gonna take additional day or two. Anyone have experience with this?


Was Chase included in your CK7? Also did you have any prior banking relatership with Chase? 


Yes Chase Freedom for about 8K. I had their checking account which I closed.


he could have come back and said just said no, still declined.

 

so taking extra time is a positive step. good luck


Thats exactly what I am thinking. 

Message 5 of 7
Anonymous
Not applicable

Re: Chase reconsideration?


@GZG wrote:

@Anonymous wrote:

@citymunky wrote:

@Anonymous wrote:

I applied for the Chase Sapphire Preferred card to get the 100K bonus last night. It was instantly denied due to Chapter 7 in 05/2017. I called the reconsideration line and he asked me about the bk. I explained him the reason. After keeping me on 20 minutes hold he told me he is done reviewing the application but however gonna take additional day or two. Anyone have experience with this?


Was Chase included in your CK7? Also did you have any prior banking relatership with Chase? 


Yes Chase Freedom for about 8K. I had their checking account which I closed.


he could have come back and said just said no, still declined.

 

so taking extra time is a positive step. good luck


I called in to check the application status and they said verification team needs info. If verifying everything they said it's back to process. Will get card or letter in 7-10 days. Wait is killing me lol. 

Message 6 of 7
dvond
New Member

Re: Chase reconsideration?

Update?

Message 7 of 7
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