No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Ugh! I downgraded my CSP a month ago, planning to reapply to get the bonus and then upgrade to the CSR after a year. I got a message that I couldn't be immediately approved and they'd get back to me. I was surprised because my credit score is over 800, with less than 9% utilization but then I got an e-mail from Lifelock saying that they had blocked an inquiry. I didn't even know Lifelock did that. I'm so mad. I have credit monitoring through Transunion which clearly shows that my report was unlocked, so I had no clue that it could still be blocked by another party. So now what? The reconsideration line is closed for the night. Now I'm scared I won't get approved, or that it will take a month. I wanted the card to rent a car next week.
Uggggg I didn't know Life Lock blocked inquires either 😳 !
I'd call Chase 1st thing in the morning (after fixing the Life Lock issue) and have them check again. I hope they won't wait 30 days.
Pulling for you! Sending good vibes.
I was finally able to talk to someone and I got approved. Whew.
It had been less than 30 days since I downgraded the card, so I'm glad I got it. Now to start meeting that spending goal, lol.
As soon as I verified that my new CSP was showing up in my account, I applied for the Hilton Aspire and got instantly approved for that one too. Now back at 5/24 and happy. 😊
I have a big move coming up, and 10 days booked at various Hiltons in conjunction with that, so both cards will easily get the minimum spend for the bonuses.
Thanks for the update.
Since OP has indicated approval, this thread is closed for additional messages.
Congrats on your approvals.