Chase

[Anonymous]

About 16% utilization.

[SecretAzure]

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@Anonymous wrote:

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@Mattc88 wrote:
688 TU fico. 710 and 706 on credit karma. No baddies. Only about 4 inq. 100% perfect payment history. Despite everuthing seeming to be in good order chase repeatedly denies me. i really would like to get in with them. What would be the easiest approved card you think?

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What is the reason for denial and how long ago did you apply for the Freedom card?  Also, when deciding to apply don't use /base decisions on CK scores...

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Agreed. Use CK as a guide but not to make the credit decisions. I think Slate is probably where you should start if you want to get in with Chase. Also, we do need the denial reason if you have it.

[Anonymous]

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@Mattc88 wrote:
About 16% utilization.

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16% utilization is not bad.  Did you try to recon the Freedom at all?  When was the last time you applied?  Is it over 30 days?  The Chase Amazon is harder to get than the freedom card.

The the last application is within the 30 days then lets try to recon it.  Did you give recon a short?

[Anonymous]

Slate is easier to obtain then the freedom?

[Anonymous]

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@Mattc88 wrote:
Slate is easier to obtain then the freedom?

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Yes.. It is.  But I asked in an earlier post, did you call when you got denied to be reconsidered?

[Anonymous]

No, i admittedly never did a recon. Btw yes-its-me is OT but i sent you a PM

[Anonymous]

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@Mattc88 wrote:
No, i admittedly never did a recon. Btw yes-its-me is OT but i sent you a PM

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I responded back to your PM.  Did you see it?  When was the last freedom app? 

[Anonymous]

I'm pretty sure it was in February

[Anonymous]

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@Mattc88 wrote:
I'm pretty sure it was in February

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Do you know what your real FICOs are for EX and EQ?  Chase although uses credit scores they use their internal score also.   You TU score should be able to get you either Freedom or Amazon.

Find out what you real EX and EQ is and then we can work on getting you approved for a chase card.  What about income?  Don't tell us but any decent income?

[Anonymous]

40k. a year.Anyway of finding out my real scores besides paying 24.95 for them?