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Hotcoals91
Regular Contributor

Chase

Before I apply for a new card from chase, are there any rules I should know of, like a 6 months between applications? I got the freedom flex in may and I do have a balance. 

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lgtwriter
Frequent Contributor

Re: Chase

@Hotcoals91 How many new cards do you have? Do a search on "5/24", which is Chase's underwriting guideline for new cards (any issuer, not just Chase) opened in a two-year period.

Message 2 of 5
SouthJamaica
Mega Contributor

Re: Chase


@Hotcoals91 wrote:

Before I apply for a new card from chase, are there any rules I should know of, like a 6 months between applications? I got the freedom flex in may and I do have a balance. 


I have a feeling that it is best to wait 6 months. Since you have a Chase card, you can always check on the website under the "Just for You" offers to see if you're prequalified. My guess is that a prequalification won't show up until 6 months from the date you opened the flex card.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 5
Blender
Established Contributor

Re: Chase

im hoping to get a pre selected offer myself in a month or two. im hearing some people get those green and black stars as early as 4 months after opening a new checking/ savings

10/2024


Message 4 of 5
arifjk
Frequent Contributor

Re: Chase


@Hotcoals91 wrote:

Before I apply for a new card from chase, are there any rules I should know of, like a 6 months between applications? I got the freedom flex in may and I do have a balance. 


From what i read and i experienced, they will want you to wait at least 30 days in between applications. 

 

Also, you need to have 4 new accounts or less within 24 months before getting approved for their card.

 



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

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