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Citi American Airline Advantage Credit Card

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A1Credit
Established Contributor

Citi American Airline Advantage Credit Card

Thoughts on the Citi American Airline Travel card?  Perks?  The current sign up bonus in 40K miles and $200 sign up bonus, is that good?  Approval requirements?  I have some upcoming travel and contemplating apping for this card after receiving a pre-qualifying offer in the mail, it's not a preapproval though.  

 

My plan is the purchase through AA even without the card but I'm wondering if it would be worth the hard pull and actually having the card.  I also would like to have a SWA travel card in the future as well and I already have an AMEX delta.

 

Please share your experience, opinions and advice, FICO score needed and Credit Bureau they are likely to pull.  I tried the prequalifer online but nothing came up. Smiley Sad

 

TIA!

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Citi American Airline Advantage Credit Card

The points on the signup bonus are okay, nothing great. The $200 credit is nice for sure. I really only use it for the free checked bag. The group 5 boarding is nice too.
Message 2 of 13
A1Credit
Established Contributor

Re: Citi American Airline Advantage Credit Card


@Anonymouswrote:
The points on the signup bonus are okay, nothing great. The $200 credit is nice for sure. I really only use it for the free checked bag. The group 5 boarding is nice too.

How long ago did you get the card?  Score at the time and which credit report did they pull?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 3 of 13
Anonymous
Not applicable

Re: Citi American Airline Advantage Credit Card

What's the spending requirement for this 40K + $200 bonus? 60K bonus offers (without the statement credit) for $3000 spend are publicly available, you can even find this on AA's website, as long as you value AA points at more than 1 cent per point the 60K might be slightly better.

Message 4 of 13
Anonymous
Not applicable

Re: Citi American Airline Advantage Credit Card

About 6 weeks. 740ish. TU.
Message 5 of 13
A1Credit
Established Contributor

Re: Citi American Airline Advantage Credit Card


@Anonymouswrote:

What's the spending requirement for this 40K + $200 bonus? 60K bonus offers (without the statement credit) for $3000 spend are publicly available, you can even find this on AA's website, as long as you value AA points at more than 1 cent per point the 60K might be slightly better.


I think it's $2,000 within 3 months.

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 6 of 13
A1Credit
Established Contributor

Re: Citi American Airline Advantage Credit Card


@Anonymouswrote:
About 6 weeks. 740ish. TU

 

740 TU?  LOL I guess I'll be waiting a while to apply.

 

Thanks!

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 7 of 13
A1Credit
Established Contributor

Re: Citi American Airline Advantage Credit Card

Does anyone know if this card will come up on the prequalifier webpage?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 8 of 13
A1Credit
Established Contributor

Re: Citi American Airline Advantage Credit Card

Can I get a little help/advice here?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 9 of 13
JR_TX
Valued Contributor

Re: Citi American Airline Advantage Credit Card

If you really want this card then just go ahead and app! Don’t rely so much on their prequal as a lot of us here myself included didn’t even have any prequal show up at the time when I cold app’d for it. They (citi) double pulled me using my EX and EQ Bancard FICO8 Model which was 767 at the time of my approval last month. I have a thread for it at the approval section.
Good Luck!
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 0 EQ 0 TU 0 | AAoA 9y8m | UTIL 1% - 4% | $300K+ Total Limits

Message 10 of 13
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