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Citi Costco Visa Data share

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DaJagman
Regular Contributor

Re: Citi Costco Visa Data share

approved and Limit: 9500
EX 08 Fico:777
EQ Fico 08:823
Instant or Review?:INSTANT
First citi card?: Diamond
AAOA: 6years
Derogs?: 1 30 days late coming off next month
Util: 3%
Total EX & EQ Inquiries:2
Last 12 months:0
Last 6 months:0
New Accounts in last 12 months:1
Last 6 months:0

FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K
Message 11 of 29
jacetx
Valued Contributor

Re: Citi Costco Visa Data share


@Creditplz wrote:

approved and Limit: $8k
EX 08 Fico: TU 08 Fico 738 
EQ Fico 08: 
Instant or Review?: Instant
First citi card?: First
AAOA: 2 years
Derogs?: 0
Util: 4%
Total EX & EQ Inquiries: TU 34 
Last 12 months: 12
Last 6 months: 10
New Accounts in last 12 months: 8
Last 6 months: 8




Just so all of the Myfico family can see if they changed UW standards or are more lenient/strict with this particular card.

 

Message 12 of 29
Anonymous
Not applicable

Re: Citi Costco Visa Data share

Congrats to all approvals.

Quick ? ...what's the timeline between apps with Citi before one can submit another app? Is it 8 days?

Thanks in advance.
Message 13 of 29
ojefferyo
Valued Contributor

Re: Citi Costco Visa Data share

Yes from what's been going around here. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 14 of 29
morgacj2004
Valued Contributor

Re: Citi Costco Visa Data share

Approved $9500 15.49% More than 20 Inq in past 2 years. BK Chapt 7 Discharged Nov 2012. Scores 680-715 2nd CITI card also have a SEARS with a 2k CL.  


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 15 of 29
Mellon
Established Contributor

Re: Citi Costco Visa Data share

approved and Limit: Approved $7500
EX 08 Fico: 724
EQ Fico 08: 696
Instant or Review?: Instant
First citi card?: No (DC,TYP,Best Buy, HD)
AAOA: 5
Derogs?:No
Util: 
Total EX & EQ Inquiries: 12
Last 12 months: 7
Last 6 months: 0
New Accounts in last 12 months: 5
Last 6 months:0

Message 16 of 29
Anonymous
Not applicable

Re: Citi Costco Visa Data share

approved and Limit:             $8500
EX 08 Fico:                            757 -  Pulled EX only (AZ)
EQ Fico 08:                            749
Instant or Review?:              Instant
First citi card?:                       Yes 
AAOA:                                     2 yrs
Derogs?:                                No 
Util:                                          1 %
Total EX & EQ Inquiries:      14 EX - 10 EQ
Last 12 months:                     5 EX  -  0   EQ
Last 6 months:                       3 EX   -  0  EQ
New Accounts in

last 12 months:                      3
Last 6 months:                       3

 

 

Message 17 of 29
Vegas4Play
Valued Contributor

Re: Citi Costco Visa Data share

I don't see many approvals with BK reporting...I am assuming it isn't really possible.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 18 of 29
Anonymous
Not applicable

Re: Citi Costco Visa Data share

i got denied for bk reporting but ive seen other people with lower score, more inquiries and bk reporting getting approved with decent SL maybe my bk is just too new

Message 19 of 29
morgacj2004
Valued Contributor

Re: Citi Costco Visa Data share

Re: Vegas4Play post " I don't see many approvals with BK reporting...I am assuming it isn't really possible"

 

You missed my post:

 

Approved $9500 15.49% More than 20 Inq in past 2 years. BK Chapt 7 Discharged Nov 2012. Scores 680-715 2nd CITI card also have a SEARS with a 2k CL.  


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 20 of 29
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