So I was approved five months ago for the Citi Custom Cash, $4,000 line (Oh hey I should post that in CC approvals, except it was, like, five months ago) and applied for a CLI (mostly to accommodate a purchase that might take me more than a month to pay off, and using $3,000 of that $4,000 line causes Experian to complain about utilization). Oddly enough (given the subject line), the CLI was declined—what struck me as odd, though, was the reason: "bankruptcy or financial plan on record". They're not exactly wrong (I have a BK7 discharged in 2014), but does Citi normally approve with bk on file but then refuse to give a CLI?
Current cards:- Amex Gold (NPSL)
- Amex Gold (NPSL)
- Amex Platinum (NPSL)
- Amex Green (NPSL)
- Amex Platinum for Schwab (NPSL)
- Amex BCP ($10,000)
- Delta SkyMiles Reserve ($19,000)
- Marriott Bonvoy Brilliant ($10,000)
- Hilton Honors Aspire ($3,700)
- Amex Blue Business Plus ($15,000)
- Bill World Elite MC ($10,000)
- Citi Custom Cash ($4,000)
- Capital One World Elite Mastercard ($4,300)
- Mercury Mastercard ($3,650)
- Discover IT ($3,300)
- Apple Card ($5,750)
- NFCU Flagship Rewards ($11,000)
