Id just wait 6 months from when you opened account to check again. They gave you an amazing sl for the Dc and already have reduced your apr. They like you . Just seems they want some distance from those inquiries. Id imagine youll be one of those folks who dont get standard sp increases of 12-1600k but the larger ones so i say just give it a few months and use your card heavy
@Anonymous wrote:I got my Citi DC on recon. They didn't like my app spree. They gave me a generous SL considering it's Citi (7900). The soft pull CLI language finally showed up last week. Denied for the same reason as my original app: too many recent inquiries. My app spree was on 3/24. Do I wait 3,6,9,12 months to let these age? They are the only creditor in my portfolio that took issue with the high amount of inquiries. I know there are other creditors that don't like them, but they're not in my wallet. Thanks in advance.
They are letting me take advantage of the APR reductions I've read others report. I'm down 4% in two days! So I'm not completely persona non grata.
That's just their standard denial language. It doesn't mean anything. Give it 180/181 days from activation or last CLI and try again. Once you figure out the cycle. Keep track of your last CLI date. Because you'll most likely get another 180 days from the last. I got the same denial a day before they gave me an $8000 CLI a few weeks ago. Mine seem to always fall on a Sunday around th 21st of that 6 months time frame.
And if you get auto luv, it resets the clock
. At least for average joes like me
. At least for average joes like me