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Citi Denial

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Anonymous
Not applicable

Citi Denial

We'll after a call to EO. Still denied. Too many inquiries. I applied for Chase Freedom and Saphire in same day and citi pulled 2 on 7/1 and 1 on 3/30. 2 from same bureau. But, I have too many inquiries.  Go figure

Message 1 of 17
16 REPLIES 16
Jerry45
Valued Contributor

Re: Citi Denial

Sorry to hear that. Citi is stingy. Were you pre qualified at their site?

Message 2 of 17
Anonymous
Not applicable

Re: Citi Denial

Were you approved for the chase cards at least?

Message 3 of 17
Anonymous
Not applicable

Re: Citi Denial

i was approved for Sapphire not freedom

Message 4 of 17
Anonymous
Not applicable

Re: Citi Denial

it was a offer from the mail . I wonder if my old citi mortgage had anything to do with it?

Message 5 of 17
Anonymous
Not applicable

Re: Citi Denial


@Anonymous wrote:

i was approved for Sapphire not freedom


Usually it's the other way around, lol. Did you apply for Sapphire first? Maybe they just don't like you applying for 2 cards at once? Maybe try recon.

Message 6 of 17
Anonymous
Not applicable

Re: Citi Denial

Citi is inquiry sensitive. My Thank you Premier app is under EO review. I'll update the status on here.
Message 7 of 17
12njoy
Super Contributor

Re: Citi Denial


@Anonymous wrote:

We'll after a call to EO. Still denied. Too many inquiries. I applied for Chase Freedom and Saphire in same day and citi pulled 2 on 7/1 and 1 on 3/30. 2 from same bureau. But, I have too many inquiries.  Go figure


Sorry to hear that.  I was able to get a CITI denial recon'd with EO 3 months ago with about 23 inq on EX.  EO approved me with a 1k limit.  When I received card, I applied for a CLI which was denied.  Again contacted EO and CLI was approved to 5k.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 8 of 17
Anonymous
Not applicable

Re: Citi Denial

Sorry to hear.  Citi can be a bit fickle at times.  Depends what way the wind is blowing.  

Message 9 of 17
ojefferyo
Valued Contributor

Re: Citi Denial


@Anonymous wrote:
Citi is inquiry sensitive. My Thank you Premier app is under EO review. I'll update the status on here.

Most of the time even EO review the outcome is usually the same. They tend to stick to their decision.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 10 of 17
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