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Citi Secured With Bk Help

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Anonymous
Not applicable

Re: Citi Secured With Bk Help

Keep us posted. It says 2 yrs post BK on the website.....so hopefully things will fall into place for you 👍🏾

Message 11 of 26
Anonymous
Not applicable

Re: Citi Secured With Bk Help

The app status went back to decline as of this morning so no luck o well.
Message 12 of 26
sjt
Senior Contributor

Re: Citi Secured With Bk Help


@Anonymous wrote:
The app status went back to decline as of this morning so no luck o well.

Is there a number to call to find out the reason for the decline.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 13 of 26
Anonymous
Not applicable

Re: Citi Secured With Bk Help

Im not sure if there is one but i have tried to find out before and they always say to wait for the letter.
Message 14 of 26
bk510
Valued Contributor

Re: Citi Secured With Bk Help


@bk510 wrote:

@sjt wrote:

@bk510 wrote:

@Anonymous wrote:
@nolamike yes the card i applied for was a secured card just to try and get in with citi on the legacy side.

@Anonymous i haven't called but i just checked their app status online and it went back to pending for further review so i hope its a good sign. Hopefully they dont double pull my credit.

I  am trying to do the same. In my case Citi was included in my BK7(discharged 6/2012).

Apped 1/15 and I see  that my deposit was taken 1/17 and status still shows further review.

I don't believe having my deposit taken is a sign of an automatic approval as I heard from other members say thats the 1st thing they do is take your money and mail back your check once they realize that you won't be approved.

Hoping for the best....On a side note, I also apped for BCE and it was instantly denied(yep burned them too).I just had to find out on my own.


Generally with Amex its 5 years post BK. 

 

Keep us posted with Citibank. 


Good to know. So far though no HP from AE on EX. Hope I'm not blacklisted. Citi, AE and Chase all pull from EX here in so cal.


YaySmiley Surprised.....Just received an email bout a minute ago from citi, approved for secured card.

It says my account is considered open as of today.

 

Chase and AE, I'm looking at ya......Appreciated everyone.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 15 of 26
Anonymous
Not applicable

Re: Citi Secured With Bk Help

That's awesome! Congrats! 

Message 16 of 26
bk510
Valued Contributor

Re: Citi Secured With Bk Help


@Justagirl73 wrote:

Keep us posted. It says 2 yrs post BK on the website.....so hopefully things will fall into place for you 👍🏾


Approved, thanks Girl......

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 17 of 26
sjt
Senior Contributor

Re: Citi Secured With Bk Help


@Anonymous wrote:
Im not sure if there is one but i have tried to find out before and they always say to wait for the letter.

I just noticed you have a Costco Visa. I don't think Citi allows you to have a secured and unsecured card.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 18 of 26
sjt
Senior Contributor

Re: Citi Secured With Bk Help


@Anonymous wrote:
The app status went back to decline as of this morning so no luck o well.

Did you find out the reason for the decline?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 19 of 26
Anonymous
Not applicable

Re: Citi Secured With Bk Help

No not yet i haven't received the letter yet. I will keep you posted once i receive the reason.
Message 20 of 26
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