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Citi Secured

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Anonymous
Not applicable

Re: Citi Secured

To update my earlier comment, I wasn't approved. 😓 I applied on 2/22, religiously checked the status and finally called on 2/29. They told me then it would be 7-10 more days but when I checked the site on 3/1 it said I was declined. They never took $$ from my act. I'm upset but not totally surprised since I burned Citi in 2009. That acct has since been paid in full but I've heard they have a long memory. You'd think they would approve a secured but nope, not for me. I'll try again next year once all my baddies have fallen off.

Good Luck, OP!!!!!
Message 11 of 18
jbsilva21
Regular Contributor

Re: Citi Secured

Well after all my worrying, I just got the email. It was approved! Finally I am somewhat back in with Citi! I had a charge off from college that I paid off 6 months after it was charged off. Never showed up on my reports though. I am just so happy that it was approved even if it is just a secured card.
Message 12 of 18
gibeon
Established Contributor

Re: Citi Secured

Sweet! Congrats!

23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 13 of 18
Anonymous
Not applicable

Re: Citi Secured

Today is day 7 for me they took the funds on day 1.. Hoping I get that email soon
Message 14 of 18
bk510
Valued Contributor

Re: Citi Secured


@Anonymous wrote:
To update my earlier comment, I wasn't approved. 😓 I applied on 2/22, religiously checked the status and finally called on 2/29. They told me then it would be 7-10 more days but when I checked the site on 3/1 it said I was declined. They never took $$ from my act. I'm upset but not totally surprised since I burned Citi in 2009. That acct has since been paid in full but I've heard they have a long memory. You'd think they would approve a secured but nope, not for me. I'll try again next year once all my baddies have fallen off.

Good Luck, OP!!!!!

I apped 1/15 and deposit taken on 1/17......Received approved email on 1/23, says the account is open as of today. Card in 7 to 10 days.

BK discharged 6/2012....citi was included in BK.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 15 of 18
bk510
Valued Contributor

Re: Citi Secured


@Anonymous wrote:
Today is day 7 for me they took the funds on day 1.. Hoping I get that email soon

I think u'll b approved.......

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 16 of 18
sjt
Senior Contributor

Re: Citi Secured


@Anonymous wrote:
To update my earlier comment, I wasn't approved. 😓 I applied on 2/22, religiously checked the status and finally called on 2/29. They told me then it would be 7-10 more days but when I checked the site on 3/1 it said I was declined. They never took $$ from my act. I'm upset but not totally surprised since I burned Citi in 2009. That acct has since been paid in full but I've heard they have a long memory. You'd think they would approve a secured but nope, not for me. I'll try again next year once all my baddies have fallen off.

Good Luck, OP!!!!!

What was the reason for the decline? If you paid Citi back in full you should have been good to go.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 17 of 18
Anonymous
Not applicable

Re: Citi Secured

It took 7 days but I just got the email at 9am .. feeling great..
Robert,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® card, with a credit limit of $200. Your account is considered open as of today, 01/26/17.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!


Message 18 of 18
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