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Citi Simplicity

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Anonymous
Not applicable

Re: Citi Simplicity

You’ll be happy in the long run not having the simplicity card. After the promo, you can’t product change it anyway.
Message 11 of 16
Anonymous
Not applicable

Re: Citi Simplicity

No negative comments here! As the philosphy god has said " **bleep** Happens". I am sure they probably thought you made a mistake. Stuff happens, and that is perfectly okay! 

Message 12 of 16
Anonymous
Not applicable

Re: Citi Simplicity

@SnowMountain
 
 
 
"
Re: Citi Simplicity
You’ll be happy in the long run not having the simplicity card. After the promo, you can’t product change it anyway."
 
I just spoke to a High Tier CitiBank Represenitive on The Phone, She Just Told Me "SIR", you can absolutley Product change
The Citi Bank Simplicity card after 1 year of opening the account. She Told Me; "That I could Change it to whatever I wanted".
Probably Due to My Real Stated Income (corporate policy I cant state it on a forum) ...
I just Received My 3rd CLI in 4 Weeks on The Card. (I shot for Huge Limit, but got 3rd Partial CLI)
I would also add, Internal approval .. No HP's Done (all 3 CRA's Frozen)


 
 
as always YMMV / YEMV
Message 13 of 16
SFLSpotter9210
Valued Contributor

Re: Citi Simplicity

Received phone call last night for verification and boom congratulations your approved. I’m done now for sure gardening is in my future.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 13,700 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay3k | Citi Strata+ 13,600 | Citi Double Cash 23,800 | Citi Simplicity 10,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Truiest 4,500 | Truiest Rewards 4,500 | Citi Custom Cash 16,600 | GS Apple 7,500 | Chase Sapphire Preferred 24,000 | Fico 8 Scores EQ=833 | EX=817 | TU=823scores and CL current as of 08/30/25 AAoA years 24 months | AoOA=18yrs
Message 14 of 16
Anonymous
Not applicable

Re: Citi Simplicity

Congrats OP!!! Glad things worked out and best wishes!

 

This is the only downside to the forum and there are VERY FEW! There are some of the smartest and most knowledgeable peeps in the world on MF. But SOMETIMES people speak in absolutes and it's just not true. If you can get deemed inappropriate for "all caps" or "exclamation points" followed by a "LOL" then "facts" SHOULD be questioned as well. As always perception is reality. 

 

No suprise its CRICKETS! Smiley LOL

Message 15 of 16
SouthJamaica
Mega Contributor

Re: Citi Simplicity


@SFLSpotter9210 wrote:
Received phone call last night for verification and boom congratulations your approved. I’m done now for sure gardening is in my future.

All's well that ends well Smiley Happy Congratulations


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 16 of 16
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