Citi Thank Premier & Prestige cards

[Anonymous]

Does any one know what kind of scores or CR profile citi is looking for when it comes to these cards?

I am in the mid 700s and UTi% - 15%

[Anonymous]

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@Anonymous wrote:
Does any one know what kind of scores or CR profile citi is looking for when it comes to these cards?

I am in the mid 700s and UTi% - 15%

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Your scores and utilization are fine but they do take other factors into consideration like AAoA and number of inquiries. Have you checked their prequalified page yet?

[Anonymous]

My aaoa is between 4.5-5 years

I only have 5 inquiries on each report and it would be 4 if us bank didn't do a HP when I asked for a cli this month and they kept saying it was a SP. Either way thru did increase my CL by 5k.

I have checked there pre-qualified page and I get nothing.

Also I haven't app in over 2 yrs.

[Anonymous]

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@Anonymous wrote:
My aaoa is between 4.5-5 years

I only have 5 inquiries on each report and it would be 4 if us bank didn't do a HP when I asked for a cli this month and they kept saying it was a SP. Either way thru did increase my CL by 5k.

I have checked there pre-qualified page and I get nothing.

Also I haven't app in over 2 yrs.

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You should be fine.  Can't see any reason why you wouldn't be approved.  Do you have current cards with decent limits?  I never was preapproved for any of my Citi cards and had no problem being approved.

[Anonymous]

I agree with Irish, your stats that you mentioned seemed good just depends on your current limits and income. I was only preapproved for 1 of the 5 Citi cards I've had. Just remember that you can only apply for one Citi personal card every 8 days, you can apply for no more than two Citi personal cards every 65 days

[Anonymous]

Yea I have US Bank Cash+: 14k and Citi Sears Mastercard: 4500

Income: 150k

[Anonymous]

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@Anonymous wrote:

Yea I have US Bank Cash+: 14k and Citi Sears Mastercard: 4500

Income: 150k

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Should be instant approval.  Right now, if you travel, the Prestige is the better offer with the 50K TYP.  The Premier was at 50K for awhile but now sits at 40K.  Good luck if you apply.

[Anonymous]

No one can guarantee but with your stats I would imagine you are good to go. best of luck.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Yea I have US Bank Cash+: 14k and Citi Sears Mastercard: 4500

Income: 150k

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Should be instant approval.  Right now, if you travel, the Prestige is the better offer with the 50K TYP.  The Premier was at 50K for awhile but now sits at 40K.  Good luck if you apply.

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Ditto on the Prestige first since the you can redeem the points for even higher if you choose American Airlines. 

[Anonymous]

Thanks for the info will try this week