Citi double pulled credit?

Anonymous · ‎12-05-2015

Got approved with 2k limit, pulled ex initially and day later they pulled eq? Any reason they would do this? Is this normal? Has this happened to others? Because I know capital one pulls from each bureau, is it the same with citi?

B335is · ‎12-05-2015

Citi does double pulls once in awhile. I wouldn't go as far to say it's normal, but it happens. Is this your first Citi card?

Anonymous · ‎12-05-2015

yes, it is normal . Citi always double pull me for any new credit line . In most cases, EX and EQ

Anonymous · ‎12-05-2015

Yes my first citi card. Ok good to know I am not only one

Anonymous · ‎12-05-2015

@Anonymous wrote:
yes, it is normal . Citi always double pull me for any new credit line . In most cases, EX and EQ

Same for me. While they have been very generous with limits they love to double pull me. Chase is the same way for me. :-/

9CLINE · ‎12-05-2015

First let me say Congrats and Welcome 2 the DC fam....

2ndly yes this normal some have been lucky enough to be single pulled approval..I like you, was also a double pull Instant approval w/Ex-740,EQ-743(according to their letters) & clean reports,~2%Util., over 2&1/2 yr AAoA ..didn't bother me since I don't have but a few inq...
Since that occurred I then took another HP for a CLI after I received my card instead of waiting for the 6mths SP

So, don't feel bad it just happens

Themanwhocan · ‎12-05-2015

Citi pulled EX and EQ for my Premier card.

Starting limit $5400.

The card arrived 17 days later (they were apparently having difficulties) and I then immediately requested a CLI online, and that resulted in another HP on just EQ.

New limit $21,300.

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800

taxi818 · ‎12-05-2015

@Anonymous wrote:
Got approved with 2k limit, pulled ex initially and day later they pulled eq? Any reason they would do this? Is this normal? Has this happened to others? Because I know capital one pulls from each bureau, is it the same with citi?

Happens from time to time. When i apped last year i was denied and they double pulled. Appears when the approval is borderline. This year however when my scores rose about 60 points over 700. It was a single pull on experian to my surprise to get the DoubleCash.