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Citi pre-selected mailer?

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Anonymous
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Re: Citi pre-selected mailer?

Thank you! Now I'll just have to fight the urge to CLI on activation.
(If CapOne can give me 17K in credit, surely Citi can do a bit better than slightly under 2k.)

Looks like they pulled TransUnion on me. Credit Sesame always reports the SP immediately. None of the other gazillion monitoring alarms I have went off, so I'm hoping that stays true.
Message 11 of 20
Anonymous
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Re: Citi pre-selected mailer?

Very nice. I wish I could get more people to pull my TU. Seems like it is only EX Smiley Happy

Message 12 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?

Honestly, I'm relieved they didn't pull EQ. I'm pretty sure they'd never have approved me! EQ seems to delight in holding my score down.
Message 13 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?


@Anonymous wrote:
Oooh, looks like it was a soft pull and not a horrible SL. Not as low as my lowest, but definitely not anywhere close to my Venture.

Foot is now firmly in the door at Citi. Next year, I'll see about a PC if no other pre-approved offers come my way.

Congrats!

Message 14 of 20
SouthJamaica
Mega Contributor

Re: Citi pre-selected mailer?


@Anonymous wrote:
Oooh, looks like it was a soft pull and not a horrible SL. Not as low as my lowest, but definitely not anywhere close to my Venture.

Foot is now firmly in the door at Citi. Next year, I'll see about a PC if no other pre-approved offers come my way.

Nice


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 15 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?

Congrats!

 

 

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of American Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Care 5000; Discover 10,000. Total Credit: 51,217.
FICO: EQ - 745; TU - 699; EX - 681; GOAL: 780 across the board. Gardening until further notice.

Message 16 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?

Yikes. Looks like it wasn't a SP after all. So far, HP on EX and TU. Might have to try for a CLI on activation to make up for the hit.
Message 17 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?

Congrats OP! I got the exact same mailer. I did not know that if they list specific APRs that its a higher chance. I have received the diamond mailer several times, but the double cash one only once. I would say their diamond preferred points system is antiquated. A fam member has one and its a joke! But ya, good way to get into the door w/ the almighty citi!

Message 18 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?

And hubs just got the double cash! His credit is not good, either. Wonder what's up with Citi?
Message 19 of 20
Anonymous
Not applicable

Re: Citi pre-selected mailer?

Oh, his is a range of APRs. Guess his is just a mailer, then.
Message 20 of 20
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