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I have 2 Citi cards now for about 1 1/2 yrs. Just had some fraud on both cards! Caught it in time before there was some serious damage.
I app'd for HD and got approved for 15k with some verification over the phone since the fraud alert. Before the HD app, like 2 1/2 weeks before, I app'd for the TYP card and got pending verification. They pulled my EX report. Then I called like they asked and verified everything I could but said why is there a fraud alert on my EX file! So that meant they did another pull from EQ! I explained and they said give them 24 hrs to be sure. So now I check my reports and find they did yet another pull from TU! Is this normal for Citi to do? They're getting like Cap One. So far, my EX & EQ scores are good, not sure yet on TU. But was is really necessary to pull all 3? And I'm still not sure they believe it's me and I will get the card. Anyone have a similar experience? Feeling invaded.
Well found out just now was approved for 4.8k. Not so great. Can I recon this or should I leave them alone? I am on a first name basis with senior analyst right now with the verification since the fraud! When I called to ask how the app was going she even asked me how my landscaping was going!!! Go for a higher limit or leave it alone for 6 months? Thx
With the multiple pulls, difficult approval/verification headaches, I'd probably advise just leaving it alone for awhile.
Thought so. Thanks for your input.
I see your point! I guess she can say no. Not actually hit me over the head for calling her again.
I have to get rid of this chicken in me. Only way to do that is confront it head on.
@Anonymous wrote:Well found out just now was approved for 4.8k. Not so great. Can I recon this or should I leave them alone? I am on a first name basis with senior analyst right now with the verification since the fraud! When I called to ask how the app was going she even asked me how my landscaping was going!!! Go for a higher limit or leave it alone for 6 months? Thx
Congrats on the approval Sandi!! Sorry it took a triple pull to get it, but at least you got it - it would've really sucked if you went through all that and it was denied
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |