Citibank Blacklist?

[Anonymous]

hi all

So about 10 years ago i burned citibank and i was on their blacklist. recently i checked homedepot and i got a prequalification for their card. I also checked citibank.com for one of their credit cards but still nothing. Should i take the homedepot card just so i can start building a relationship again with them even though i dont shop their much.

[M_Smart007]

personally, I would not take a card I would not use, especially a store card that only can be used at one store.

Have you tried Discover Pre-Qualify Site or American Express?

some others will probably chime in, on The Subject.

EDIT:

You might also list your scores, any cards you have open, any Collections.

The More info, the More The Pro's can give you better advice.

[FinStar]

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@Anonymous wrote:

hi all

So about 10 years ago i burned citibank and i was on their blacklist. recently i checked homedepot and i got a prequalification for their card. I also checked citibank.com for one of their credit cards but still nothing. Should i take the homedepot card just so i can start building a relationship again with them even though i dont shop their much.

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The Home Depot card in it of itself would not really pave the way for Citi core CCs, unfortunately.  The Citi Retail division is a separate entity.  That being said, no need to apply for a product that won't be utilized as much.

Another item to keep in mind, not having a pre-qualified offer does not prevent you from applying to see whether you can obtain a Citi core product if your overall profile supports it.  Have you applied recently for any of their CCs?

[drboxing]

I have the Citi Dividends and AA Executive MC but when using their preapproval it always showed I had none. Hope it all works out for you