Citibank DoubleCash Preselection Letter

[Anonymous]

got a letter in the mail today from citibank saying i was pre-selected for the cititbank doublecash card 0% intro apr for 9 months on balance transfers and purchases and 0 intro balance transfer fee  so i goto the website on citibank and sure enough it says im preapproved i read they are very stingy with the starting limits if its below 1k i dont think i want to apply my credit age is 11 months and my EQ score is 690  which i read is what they pull last account was opened coming on 6 months ago util right now is 12% any idea what type of sl i could be looking at?

[FinStar]

You'll get a lot of speculative responses OP. Ultimately, that will be determined based on your own overall profile, income/DTI, etc.

That being said, if you feel that your AAoA, score and other factors could translate into a lower SL than expected, then wait until all those factors are more optimal.

[SweetCreditObsession]

My score was lower than yours and I got 3k, you should get way more than 1k

[fuzzle]

I think income is the biggest factor. If you do apply, find a link for a $150 bonus and 15 months @ 0% 

[IncrsCreditScore]

Also, Citi DC, even though I truly like and use the card a lot, is very stingy when it comes to giving CLI.  I had the card over 1 year when I requested an increase and was granted only $500 in CLI.  And I had a decent income and great credit scores.

[Anonymous]

thanks for the tips im going to wait til the middle of this month til my credit age is 1 full year and see if my score goes up anymore either way i plan to app for both the citi doublecash and an Amex because i have preapprovals for 3 amex cards as well does it matter which one i app for first im pretty sure both will pull EQ

[SweetCreditObsession]

Sounds like a plan. Please keep us posted.