Citibank Simplicity

[USMCOne]

Wanted a no interest transfer to transfer a balance to. Applied for Citi Simplicity and snagged a 10,200 CLI. No interest for 18 months was a no brainer really for that. No frills card though other then that. 

[reluctantgarden]

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@USMCOne wrote:

Wanted a no interest transfer to transfer a balance to. Applied for Citi Simplicity and snagged a 10,200 CLI. No interest for 18 months was a no brainer really for that. No frills card though other then that. 

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Congrats! It's actually really useful in that once you pay off a BT, you automatically get an offer for another one. Or if you don't need BTs going forward, you can PC to a Custom or Double Cash.

[SeanA]

That's good for sure - congrats! For others with different payoff timelines, you could get up to 21 months without interest from a few other cards, from what I see on wallet hub. Citi Diamond Preferred for example. Or you could get like 12 months and no transfer fee. 

[Wavester64]

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@reluctantgarden wrote:

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@USMCOne wrote:

Wanted a no interest transfer to transfer a balance to. Applied for Citi Simplicity and snagged a 10,200 CLI. No interest for 18 months was a no brainer really for that. No frills card though other then that. 

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Congrats! It's actually really useful in that once you pay off a BT, you automatically get an offer for another one. Or if you don't need BTs going forward, you can PC to a Custom or Double Cash.

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I did not know this. I get offers to apply for this card all the time.

Assuming if the APR is 0%, there must be a transfer fee?