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Citibank approval for Brandsource Card?

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Frequent Contributor

Citibank approval for Brandsource Card?

Hi all--- has anyone applied and been approved for a Brandsource card issued by Citibank?  I'm shopping for some pretty high-end  appliances for kitchen, and the merchant is offerring 18 month no interest financing through Citibank.   I've never heard of a "Brandsource" card.   Any input welcome!  

 

 

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Valued Contributor

Re: Citibank approval for Brandsource Card?

I purchased my washer and dryer from a BrandSource merchant. I actually wasn't aware that they had a credit card.

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Established Contributor

Re: Citibank approval for Brandsource Card?

I have one I got in 2014. They pulled EX and I think my score was 660 with a lot of inquiries and a BK discharge from 2010.

 

Started at $3000 limit and I got it bumped to $4000 last fall.

 

Used it twice.....a dishwasher and then a microwave for no interest financing.

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Senior Contributor

Re: Citibank approval for Brandsource Card?

Did you get this credit card OP or take a different route?
Gardening since 10/01/18 Gardenversary 10/01/20 Score: xx/xx/xx EQ xxx TU xxx EXP xxx
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 4 of 6
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Frequent Contributor

Re: Citibank approval for Brandsource Card?

Hi, sorry for the late reply! We've been busy closing on our mortgage first. =0)

 

I'm going to wait for the dust to settle on the mortgage front, see where my fico 8 scores go with the mortgage added, then apply for the card.  The deal is that I want a certain brand of appliance (Blue Star range and hood), and I've found a merchant who uses brandsource cards by Citi to offer 18 months no interest financing. The total purchase I'm looking to make is around $6500 - $7000, and it will be a precise amount, not an open, revolving account.

 

I will definately post the result when I get it.  Probably about mid May!

 

Thanks.

Message 5 of 6
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Frequent Contributor

Re: Citibank approval for Brandsource Card?

Hi, just to update this thread:   I did apply for the Brandsource card from Citibank via the online portal.   My Fico 8 scores are:  EQ- 684, TU,-693, EX- 673.    I was approved in a snap but only for a $4K CL.   I willl call them tonight and ask for the limit to be increased to $6, which is what I need for the purchase I have in mind.

 

18 months interest free! Good deal if you need new appliances. =0)

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