Hi all--- has anyone applied and been approved for a Brandsource card issued by Citibank? I'm shopping for some pretty high-end appliances for kitchen, and the merchant is offerring 18 month no interest financing through Citibank. I've never heard of a "Brandsource" card. Any input welcome!
I purchased my washer and dryer from a BrandSource merchant. I actually wasn't aware that they had a credit card.
I have one I got in 2014. They pulled EX and I think my score was 660 with a lot of inquiries and a BK discharge from 2010.
Started at $3000 limit and I got it bumped to $4000 last fall.
Used it twice.....a dishwasher and then a microwave for no interest financing.
Hi, sorry for the late reply! We've been busy closing on our mortgage first. =0)
I'm going to wait for the dust to settle on the mortgage front, see where my fico 8 scores go with the mortgage added, then apply for the card. The deal is that I want a certain brand of appliance (Blue Star range and hood), and I've found a merchant who uses brandsource cards by Citi to offer 18 months no interest financing. The total purchase I'm looking to make is around $6500 - $7000, and it will be a precise amount, not an open, revolving account.
I will definately post the result when I get it. Probably about mid May!
Hi, just to update this thread: I did apply for the Brandsource card from Citibank via the online portal. My Fico 8 scores are: EQ- 684, TU,-693, EX- 673. I was approved in a snap but only for a $4K CL. I willl call them tonight and ask for the limit to be increased to $6, which is what I need for the purchase I have in mind.
18 months interest free! Good deal if you need new appliances. =0)