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Clarification on AMEX CLI and the 180 day thing???

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805orbust
Valued Contributor

Clarification on AMEX CLI and the 180 day thing???

Ok obviously I'm no newbie here, however, I'm a little unclear on something.  So Amex has the 180 day thing whenever you get an increase or a denial for same.  I was scheduled to ask for an increase on my EDP back in March, but I figured I'd let a little more time go by.  In June, I received an auto CLI on my BBP.  Does that mean that the 180 day clock was reset or am I good to go to make the request now?  I need my shot of dopamine... I NEED my shot of dopamine!!  Smiley LOL



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Priory_Man
Valued Contributor

Re: Clarification on AMEX CLI and the 180 day thing???

Pretty sure you are good to go, hit the button and see what the AMEXverse sends your way just make sure you are at the 181 day mark.







"Total revolving credit $286,000 Current UTIL >1%"
Message 2 of 6
805orbust
Valued Contributor

Re: Clarification on AMEX CLI and the 180 day thing???

@Priory_Man oh yeah, definitely way past the 180 day mark, just wasn't too sure if the auto increase reset the clock. The Mrs went a little crazy last month with her AU card so I'll zero it out and then pull the trigger 😉



Message 3 of 6
SouthJamaica
Mega Contributor

Re: Clarification on AMEX CLI and the 180 day thing???


@805orbust wrote:

Ok obviously I'm no newbie here, however, I'm a little unclear on something.  So Amex has the 180 day thing whenever you get an increase or a denial for same.  I was scheduled to ask for an increase on my EDP back in March, but I figured I'd let a little more time go by.  In June, I received an auto CLI on my BBP.  Does that mean that the 180 day clock was reset or am I good to go to make the request now?  I need my shot of dopamine... I NEED my shot of dopamine!!  Smiley LOL


It's 90 days after a CLI denial, 180 days after a CLI approval.

 

Auto CLI's don't reset any clock.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 6
805orbust
Valued Contributor

Re: Clarification on AMEX CLI and the 180 day thing???

@SouthJamaica the last time I listened to you it got me a $50k starting limit from Chase. Think I'll go for it. I only want to increase it from the current $17k to $25k...  $30k wouldn't be bad either but 25 is fine for me. 



Message 5 of 6
OmarGB9
Community Leader
Super Contributor

Re: Clarification on AMEX CLI and the 180 day thing???


@SouthJamaica wrote:

@805orbust wrote:

Ok obviously I'm no newbie here, however, I'm a little unclear on something.  So Amex has the 180 day thing whenever you get an increase or a denial for same.  I was scheduled to ask for an increase on my EDP back in March, but I figured I'd let a little more time go by.  In June, I received an auto CLI on my BBP.  Does that mean that the 180 day clock was reset or am I good to go to make the request now?  I need my shot of dopamine... I NEED my shot of dopamine!!  Smiley LOL


It's 90 days after a CLI denial, 180 days after a CLI approval.

 

Auto CLI's don't reset any clock.


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