Cli timetable masterthread

[FinStar]

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@micvite wrote:

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@FinStar wrote:

Of notewrothy, not all Comenity accounts work on a 3-month schedule for CLIs. Some accounts can have 4-6 month intervals in between depending on the CC. For Comenity V/MC, typically the first CLI can be processed upon receiving the card or 6 months after approval.  So I would adjust your 3-month reference in the op accodingly.

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Thank you for the info! I was going off the 3 accs I have which are bosc VS and ulta. Would it be safe to say their store branded cards are gonna be every 3 months then?

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Well store cards are their own animal as well, since nothing is set in stone. Common guidance that was shared in the master Comenity CLI thread was 4 months, some cards can qualify in 3 months. Some can even qualify for the CLI right of the get-go when creating the online account or upon receipt of the card.  If you want to leverage 3 months for store cards as a guidance, then place a YMMV/YEMV disclaimer.

[micvite]

Looks like I'll have to do some more research see if I can somehow get an entry for Every single commenity card which is gonna be a pain but I'd like this to be as accurate as possible. 

[FinStar]

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@micvite wrote:

Looks like I'll have to do some more research see if I can somehow get an entry for Every single commenity card which is gonna be a pain but I'd like this to be as accurate as possible. 

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This thread might help with some DPs, but I'm sure there's a ton of them on this board or the Approvals section.

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Comenity-CLI-HP-SP-Data-Points/m-p/5533312...

[Anonymous]

Synchrony - As often as you feel like poking the bear.

From personal experience, I had 3 CLIs on my Lowe's card within 15 minutes of the first CLI.

[micvite]

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@Anonymous wrote:

Synchrony - As often as you feel like poking the bear.

From personal experience, I had 3 CLIs on my Lowe's card within 15 minutes of the first CLI.

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Interesting... must depend on card to card... my car care from synchrony I'm waiting to test 3 months in a few more days. But 1 and 2 have been unsuccessful with the message: you have recently gotten a CLI

[Anonymous]

Very helpful info!

Maybe consider adding timeframe for initial CLI, if different then on-going CLIs, e.g. Amex 61 days for initial, 181 thereafter.  I don't remember which cards, but have seen on MF ppl talking about requesting CLI upon receipt of the card.