Comenity Bank 7-10 day Message

[Thisisit4u]

While I love Pottery Barn... Free interior design services with purchase and Credit card, I applied for credit card and received the message. I receive the letter asking me to call in verify information. They had my address as an apartment instead of sfr.Ask personal information questions but didn't give me instant approval.say it will be processed and I will get something in 7-10 days again. Anyone else had this experience? I'm sorry for paragraph..

[pizza1]

ok, Im confused.

Did you already receive the verification letter, and you called in??

If thats the case, one of two things happens, sometimes three. After calling in for verification from the letter you got it usually goes like this:


1).. Verififed, and they approve you on the spot, and tell you your limit.

2). Verify you, and then tell you that you'll receive a letter with the decision. (this is usually 97% denial).

3). Verify you, and then say you'll get a letter with the decision. ( sometimes, maybe a 5% chance that after your verification, they sent it for review, and you might get the card in the mail.) This is rare.

Its usually approved or not approved with Comenity, and there is NO recon with them.

So...if you got verified on the phone AFTER you got the letter to call in after applying, and they said wait for another letter...Im gonna say its probably denied.

This has happened to me anytime I applied for a card from Comenity. I was either instantly approved online, or got the verification letter and then approved. If the guy told me on the phone AFTER i verified things with him that I'm getting another letter...It was declined.

Hope this helps...

[Ron1]

I applied the same card last month. I got 7-10 days message. I got a letter to call last week. I got approved after answering security question. They pulled EQ.


Good luck!!!


Ron.

[Anonymous]

When I applied for Modells, I got the 7-10 message, then the verification letter; called in and verified my information including my zodiac sign and received my approval and credit limit. 

[Thisisit4u]

I felt like they denied the application. I was approved for VS 500. Thought I would give it a try.Just had cli CO QS now 3k.

[Thisisit4u]

I really wanted that card! I love Pottery Barn. Maybe I will work part-time for holidays.the clerk told me they receive 40% discount for being an employee!

[taxi818]

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@Anonymous wrote:

When I applied for Modells, I got the 7-10 message, then the verification letter; called in and verified my information including my zodiac sign and received my approval and credit limit. 

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Your zodiac sign? Lmao

[Anonymous]

yup both me and the rep laughed, glad I'm a proud sag 

[StrawberryIce]

LOL...had me laughing too.  No HP for Scorpios all month long.

[FinStar]

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@Thisisit4u wrote:
I really wanted that card! I love Pottery Barn. Maybe I will work part-time for holidays.the clerk told me they receive 40% discount for being an employee!

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That could be an alternative and you can save some $$$ since you're going to shop there anyway.