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Comenity Bank/Credit Bureau

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AyaMai
Frequent Contributor

Comenity Bank/Credit Bureau

Which credit bureau do they pull from for credit applications, I do live in Oregon.

 

 

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Comenity Bank/Credit Bureau

SoCal, Sony Visa, EX

Message 2 of 6
Hex
Valued Contributor

Re: Comenity Bank/Credit Bureau

I live in MA and they pulled Equifax for both my dearly departed AKC card and my new AAA Daily Advantage Visa Signature Card. 

credit_is_crack has an entire thread on who pulls what and Comenity is listed in the table:

EA64A47E-6546-4160-9E08-693A9A4FB645.jpeg


Here's a link to his post:


https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

Message 3 of 6
Anonymalous
Valued Contributor

Re: Comenity Bank/Credit Bureau

The table and thread @Hex linked are excellent, but they're missing one thing: A definition of Comenity "majors" and "minors". Based on the previous thread, majors are the VISAs or Mastercards, while the minors are the store-only cards.

 

Message 4 of 6
AyaMai
Frequent Contributor

Re: Comenity Bank/Credit Bureau

I did apply for AAA Daily Advantage Visa Signature Card & they did pull from Equifax. 

Message 5 of 6
AyaMai
Frequent Contributor

Re: Comenity Bank/Credit Bureau

Thank you for your response, the chart helps a lot plus the conributors to your own posts gives a huge insight about credit world & expose to other well informed contributors to other members posts. 

Message 6 of 6
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