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Offers (?)

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Pink_Finances
Member

Offers (?)

I haven't gotten an offer in years. I've been waiting and waiting. Not sure why this is happening to me, but when I apply for the cards I'm interested in I am approved. What gives?

Message 1 of 7
6 REPLIES 6
GZG
Senior Contributor

Re: Offers (?)


@Pink_Finances wrote:

I haven't gotten an offer in years. I've been waiting and waiting. Not sure why this is happening to me, but when I apply for the cards I'm interested in I am approved. What gives?


did you opt-out of offers?

 

https://www.optoutprescreen.com/ 

Starting FICO 8:
Current FICO 8:



Message 2 of 7
Patient957
Established Contributor

Re: Offers (?)


@GZG wrote:

@Pink_Finances wrote:

I haven't gotten an offer in years. I've been waiting and waiting. Not sure why this is happening to me, but when I apply for the cards I'm interested in I am approved. What gives?


did you opt-out of offers?

 

https://www.optoutprescreen.com/ 


First time I've heard of this.  Thanks @GZG 

 

@Pink_Finances 

I also do not get many pre-screened offers.  I think it's because my credit reports are always frozen.  Not sure, though.

Message 3 of 7
Pink_Finances
Member

Re: Offers (?)

I don't even know how to opt out. I just don't get any ever.

Message 4 of 7
Patient957
Established Contributor

Re: Offers (?)


@Pink_Finances wrote:

I don't even know how to opt out. I just don't get any ever.

If you want offers, why don't you try opting in using the link @GZG posted?

Message 5 of 7
JoeRockhead
Community Leader
Super Contributor

Re: Offers (?)

For the most part mailed offers are 3rd party marketing sent to people who meet certain criteria of the particular lender. 

 

It's often recommended here to largely ignore offers that are labeled "You're selected/invited to apply. 

 

 

Message 6 of 7
GZG
Senior Contributor

Re: Offers (?)


@Patient957 wrote:

@Pink_Finances wrote:

I don't even know how to opt out. I just don't get any ever.

If you want offers, why don't you try opting in using the link @GZG posted?


the opt-in is really supposed to only be for people who opted out, maybe it'll work for people who haven't though? 

 

I wonder if OP has frozen secondary bureaus causing the lack of advertising

Starting FICO 8:
Current FICO 8:



Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.