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Comenity CLI HP/SP Data Points

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Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Should I be offended that WS gave me a $250 SL? Smiley Very Happy They seem to low ball SLs for a lot of people from what I've been reading. They give out just enough to buy a nice set of wooden spoons without trashing your UTL Smiley LOL I actually wanted to grab a set of All-Clad cookware before I apped but can only grab a lid, PIF... then a saute pan (maybe), PIF... At this rate I'll have my set before the new year.. hopefully Smiley Very Happy

Message 151 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Should I be offended that WS gave me a $250 SL? Smiley Very Happy They seem to low ball SLs for a lot of people from what I've been reading. They give out just enough to buy a nice set of wooden spoons without trashing your UTL Smiley LOL I actually wanted to grab a set of All-Clad cookware before I apped but can only grab a lid, PIF... then a saute pan (maybe), PIF... At this rate I'll have my set before the new year.. hopefully Smiley Very Happy


When did you open the acct? If it's a newly pulled cr, You might want to call in and ask if they could do a little better.  If they want to pull you tho I wouldn't touch it unless it was a sp guarantee, that seems not likely but you never know.  They do review you after 6 six months for auto cli's on this one, like some of the others if not all. 

My Take Home Pay Don't Take Me Home
Message 152 of 638
Rebuild2019
Valued Contributor

Re: The SP SCT Alive Again? DP Please.

My Overstock Card is finally reporting. I had paid my balance off prior to the statement date. I want to try for an increase. I was only approved for $250 with the SCT. Question now is are they going to do a hard pull if I try for an increase? I would like to increase my utilization.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 153 of 638
I_Love_Cards
Regular Contributor

Re: Comenity CLI HP/SP Data Points

Sorry this is going to seem totally random because I don’t know how to quote on mobile-I updated my post as the dates were confusing. They are month and year.
Message 154 of 638
Adkins
Legendary Contributor

Re: Comenity CLI HP/SP Data Points


@I_Love_Cards wrote:
Sorry this is going to seem totally random because I don’t know how to quote on mobile-I updated my post as the dates were confusing. They are month and year.

Switch your browser to "desktop site" or "desktop view" and the quote option will be there, but the font will be smaller. 


Last HP 08-07-2023



Message 155 of 638
Adkins
Legendary Contributor

Re: Comenity CLI HP/SP Data Points

I got $1500 more out of my overstock last week, SP only. I think it's been about three months since I asked for a CLI. 


Last HP 08-07-2023



Message 156 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

As if to mock me with my $250 SL for WS, I now keep getting 25-30% off All-Clad cookware every other day in my inbox Smiley Very Happy

Message 157 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

When I first got the baby SL, I beelined to the LUV button and received no love. Smiley LOL


@GApeachy wrote:

@Anonymous wrote:

Should I be offended that WS gave me a $250 SL? Smiley Very Happy They seem to low ball SLs for a lot of people from what I've been reading. They give out just enough to buy a nice set of wooden spoons without trashing your UTL Smiley LOL I actually wanted to grab a set of All-Clad cookware be


When did you open the acct? If it's a newly pulled cr, You might want to call in and ask if they could do a little better.  If they want to pull you tho I wouldn't touch it unless it was a sp guarantee, that seems not likely but you never know.  They do review you after 6 six months for auto cli's on this one, like some of the others if not all. 


 

Message 158 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Try it each month just after statement cut and see when they’ll boost you up. I hit the button a bunch of times earlier on in order to try and dope out a pattern for my cards. Look at reply #1 on page 1 of this thread - I’ve listed them all and the pattern emerged.
Message 159 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:
Try it each month just after statement cut and see when they’ll boost you up.

How long you reckon I'd need to wait to ask on my GoodSam's Visa?  6 months or don't ask at all?

My Take Home Pay Don't Take Me Home
Message 160 of 638
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