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Comenity CLI HP/SP Data Points

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GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

underwear card


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My Take Home Pay Don't Take Me Home
Message 531 of 638
ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Got the usual $500 on the underwear card this morning, again 61 days on the dot. New CL $5500. Believe it or not it's actually worth getting these every couple months with the holidays coming and the love my wife and daughters have for Pink. 

Plus, between CLIs on this card and Overstock, I've already recouped $5000 of my lost $10,500 Wayfair tradeline since the Wayfair closure was announced Lol.


Congratulations !!! It's a Win !!

[7/25] Scores 8/9: 700-800s. Util: 1%. AoOA: 17.11y, AoYA: 9m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 532 of 638
ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points

Met Goal !!!

Overstock 62 days

11/20/20 +2k - SP - $31,300

 

will push to 35k, next attempts 4/2021 & 8/2021

 

112020 CLI.jpg

[7/25] Scores 8/9: 700-800s. Util: 1%. AoOA: 17.11y, AoYA: 9m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 533 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Awesome - I was wondering if it would break the $30k barrier Smiley Happy

Message 534 of 638
MudkipsRKooL
Regular Contributor

Re: Comenity CLI HP/SP Data Points

how much are you put in spending per month to get that CLI? Also what do you expect to see, form your experience or datapoints of say $500-1000 monthly spend? how about $200-500?

Message 535 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points

@ocheosa wrote:

Met Goal !!!

You sure did!  Congrats there @ocheosa . You are killing me on this one. It's sooooo hard doing the Gardening Thing when you're posting crazy numbers like this.   JealSmiley WinkSmiley TongueSmiley Very HappySmiley LOLus!

Luckily cli requests are a garden tool.

 

SGV (dh's) just got another $2k 

 SGV cli nov 20 2020 9k to 11k.png

Almost time to request on The Children's Place and GoodSam Visa.  Will update when it happens.

My Take Home Pay Don't Take Me Home
Message 536 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

William Sonoma Store Card, opened last December at $500. Received my first soft pull CLI to $2,000 yesterday.

Message 537 of 638
ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@MudkipsRKooL wrote:

how much are you put in spending per month to get that CLI? Also what do you expect to see, form your experience or datapoints of say $500-1000 monthly spend? how about $200-500?


Hi @MudkipsRKooL  ,

This is not cap one where you have to spend an arm and a leg for a bitesized CLI ! Ha! Unlike most, I really don't spend that much on credit cards; when I do, I quickly pay in full. When opening a new account, I start out with a 0% promo purchase (or balance txfer on cc's) and pay it off in 4-6 months to establish history and from there space out regular puchases to keep the card active.

 

I'm actually an extremely frugal shopper on general household purchases (need some sort of balance to what I spend on clothes& accessories Smiley Embarassed). Any way for overstock when buying anything pricey I will first buy discounted (15-20%) gift cards and stack that with my usual (15-20%) emailed promo codes and pay the remaining balance with the card. Here's an approx idea of my card spend over the past year.

11/2019 $25
12/2019 $19
2/2020 $4
3/2020 $15
5/2020 $34
11/2020 $10

 

Hope this proves useful ? 

 

[7/25] Scores 8/9: 700-800s. Util: 1%. AoOA: 17.11y, AoYA: 9m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 538 of 638
ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@GApeachy wrote:
@ocheosa wrote:

Met Goal !!!

You sure did!  Congrats there @ocheosa . You are killing me on this one. It's sooooo hard doing the Gardening Thing when you're posting crazy numbers like this.   JealSmiley WinkSmiley TongueSmiley Very HappySmiley LOLus!

Luckily cli requests are a garden tool.

 

SGV (dh's) just got another $2k 

 

Almost time to request on The Children's Place and GoodSam Visa.  Will update when it happens.


Thanks @GApeachy ! That's why I have no problem clicking the CLI button with comenity, as long as they are SP's - no harm no foul ! I only experienced the one HP CLI in early 2019 when asking every month. At least I was able to score ~7 hits before they put an end to monthly CLI's. 

[7/25] Scores 8/9: 700-800s. Util: 1%. AoOA: 17.11y, AoYA: 9m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 539 of 638
ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Awesome - I was wondering if it would break the $30k barrier Smiley Happy


Thanks @Anonymous , I'm not even sure they've all been SP's. I only know they were not HP because I receive alerts and have access to review HPs via credit monitoring service. I recently ordered copies of credit reports, when I get them scanned I'll check to see if the system actually referenced a report each time. This morning was so quick I'm not sure it did to be honest. Wondering if each time they do an actual SP it allows for the next few CLI's before pulling again? Just thinking out loud.

[7/25] Scores 8/9: 700-800s. Util: 1%. AoOA: 17.11y, AoYA: 9m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 540 of 638
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