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Comenity CLI HP/SP Data Points

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GoldenloveNY
Frequent Contributor

Re: Comenity CLI HP/SP Data Points


@GApeachy wrote:

@GoldenloveNY wrote:

 No message about possibility of accessing my credit report (I see that language on the website when attempting to request a cli). 


Yippee!  Congrat$!!!!

Question: Are you saying that when you get online verbiage through the portal that your cr may need to be accessed but when you call in there is not any mention of needing to pull your report?  Did I get that right? 

Is this the first time it happened that way? If so, that's a new dp to me and something to be remembered to try out next time.  


Thanks.

 

And yes, on the BJ's Perks card portal if I click the "request credit increase",  the following page there is a message that says "Please note: We may need to access your credit report...by submitting your credit limit increase you give us permission for us to do so," paraphrase. I did not get any message from the robo. The robo only asked what is my annual income. Fingers crossed that means it was a SP. Smiley Very Happy 

 

Yes, this is a interesting dp. A member on this thread once did the same (for the same card) but the Robo *did* asked if it could obtain a HP. When the member declined it then asked if it could proceed without a HP. So definitity a new dp if you ask me.

Citi Double Cash: $1,000
Capital One Secured: $500
Capital One Savor One: $1,650
Amex Gold- NPSL.
Amex Platinum- NPSL.
Amex Delta Gold: $1,000
Best Buy Store Credit Card: $2,000
Amazon Store Credit Card: $6,000
Verizon Visa Card: $2,000

Bj's Perks Elite Mastercard: $2,300

Merrick Credit Card: $1,400
First Savings Credit Card: $1,250
Message 581 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Well it looks like VS is tapped out. I was due for my request yesterday and got the 7-10 day review message. Message in my secure inbox came this morning stating that their program tops out at $6000 and can't go any higher, so that's it. If anyone was wondering, six grand in leggings and bras is as much as you can do in one shot. Hope that doesn't handicap anyone's wardrobe lol.

 

 

40A291CE-EBBA-4130-9003-C2DCD6F75C06.jpeg

 

Message 582 of 638
KatSoDak
Frequent Contributor

Re: Comenity CLI HP/SP Data Points

Well thanks to you @Anonymous now we know. Haha. 

 

I did the SCT last year for a $1000 card. Odd thing was I didn't end up buying the item in my cart but they gave me the card. So far I've bought 2 on sale beanie hats. Did get a $750 CLI before that single purchase. I kind of felt guilty was why I finally bought something. Probably will let this card die a natural death. My oldest daughter says Victoria's "Secret" is she doesn't sell bras for grown up boobs.

FICO 8:

EQ FICO 9 - 770
EX FICO 9 - 758

Citi (2) | Discover | HSBC | BOA | NFCU (2) | WF (2) | Simmons Bank | FNBO (2) | PENFED | BBVA | US Bank | Lowes | Care Credit | Home Depot AU
Message 583 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

What I would ask of anyone who contributes is to include the following info, or as much of it as you have documented:

Card in question GoodSam Visa Signature
Open date and whether SP/SCT or HP SP/SCT - 7/2019
Existing CL SL -$5k
Date of CLI 3/21/21
Amount of CLI $3k
For each CLI, whether it was SP or HP  All soft pulls
Screenshot 2021-03-21 at 1.45.47 PM.png



 

My Take Home Pay Don't Take Me Home
Message 584 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Nice! You're really growing the heck outta that card Smiley Happy

Message 585 of 638
KrazyKanzan
Member

Re: Comenity CLI HP/SP Data Points

Card in question - Caesars Rewards Visa
Opened January 17, 2020 via HP Cold App
Existing CLI - $2,600
Date of CLI - March 21, 2021
Amount of CLI - $1,000 SP

New CL - $3,600

 

3 SP increases so far. All have been right at the 4mo +1 day mark.

 

Onward and upward! Counting down until July 22..

Message 586 of 638
M_Smart007
Legendary Contributor

Re: Comenity CLI HP/SP Data Points


@KrazyKanzan wrote:

Card in question - Caesars Rewards Visa
Opened January 17, 2020 via HP Cold App
Existing CLI - $2,600
Date of CLI - March 21, 2021
Amount of CLI - $1,000 SP

New CL - $3,600

 

3 SP increases so far. All have been right at the 4mo +1 day mark.

 

Onward and upward! Counting down until July 22..


@KrazyKanzan, Congratulations on your IncreaseSmiley Happy

Message 587 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Nice! You're really growing the heck outta that card Smiley Happy


I probably won't be asking on this one anymore.  I just wanted to hit that $20k limit, itch scratched.

My Take Home Pay Don't Take Me Home
Message 588 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@KrazyKanzan wrote:

4mo +1 day mark.

 

Onward and upward! Counting down until July 22..


Congrats and Good Luck on the next requestSmiley Wink

My Take Home Pay Don't Take Me Home
Message 589 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points


@GApeachy wrote:

@Anonymous wrote:

Nice! You're really growing the heck outta that card Smiley Happy


I probably won't be asking on this one anymore.  I just wanted to hit that $20k limit, itch scratched.


I actually had that same thought on my Overstock when it went up to just over $15k earlier this month.

Message 590 of 638
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