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Comenity CLI HP/SP Data Points

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GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Well it looks like VS is tapped out. I was due for my request yesterday and got the 7-10 day review message. Message in my secure inbox came this morning stating that their program tops out at $6000 and can't go any higher, so that's it. If anyone was wondering, six grand in leggings and bras is as much as you can do in one shot. Hope that doesn't handicap anyone's wardrobe lol.

 

 

40A291CE-EBBA-4130-9003-C2DCD6F75C06.jpeg

 


Hmmmmmm, I just got this same answer for SGV.

Screenshot 2021-03-22 at 8.09.30 AM.png

"Topped Out" DP's?

My Take Home Pay Don't Take Me Home
Message 591 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Looks like we found them for two cards. Wonder how many more this forum will identify...?

Message 592 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Looks like we found them for two cards. Wonder how many more this forum will identify...?


I just saw a cli on SGV to $11.2k........paging @Anonymous to confirm.  https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Sportsmans-Guide-Visa-CLI/m-p/6284954

My Take Home Pay Don't Take Me Home
Message 593 of 638
mgood
Valued Contributor

Re: Comenity CLI HP/SP Data Points

I requested and got an instant approval for a CLI on my Eddie Bauer card this morning Smiley Happy

Was $1600 plus CLI of $500, now $2100.

Appears to be SP. I'll edit with update if I get any notifications of my credit being pulled.

Carrying zero balance the last few months.

Total spend since my last CLI was a single purchase of $32.46, which I paid as soon as it posted.

@GApeachy  it did not offer me the opportunity to ask for more like it did last time.

 

Account was opened in May 2016 with a SL of $300 or $500 or something like that.

Got a CLD at one point down to $120

Then it went up to $370.

May 2019 went up to $620.

October 2020 went up to $1120.

January 3 of this year I requested a CLI and got it up to $1600.

Today, March 23, requested CLI to $2100.



EQ8 775, TU8 764, EX8 772 as of August 9
AZE12 - 6% Utl - New Cards: 1/6, 3/12, 6/24
Message 594 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@mgood wrote:

 

 it did not offer me the opportunity to ask for more like it did last time.

 


Those party poopers! Smiley LOL But hey, can't complain about another $500, right?  Whoo hoo and congrats! 

(that's a nice looking card)

My Take Home Pay Don't Take Me Home
Message 595 of 638
mgood
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@GApeachy wrote:

@mgood wrote:

 

 it did not offer me the opportunity to ask for more like it did last time.

 


Those party poopers! Smiley LOL But hey, can't complain about another $500, right?  Whoo hoo and congrats! 

(that's a nice looking card)


Yeah well, last time I got a CLI, it took me to another screen that asked if I wanted to request more. (I don't remember the exact wording.) You were asking me about it and I saw you asked some others if they saw that when they got their CLI. Anyway, I didn't see that this time.



EQ8 775, TU8 764, EX8 772 as of August 9
AZE12 - 6% Utl - New Cards: 1/6, 3/12, 6/24
Message 596 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@mgood wrote:

@GApeachy wrote:

@mgood wrote:

 

 it did not offer me the opportunity to ask for more like it did last time.

 


Those party poopers! Smiley LOL But hey, can't complain about another $500, right?  Whoo hoo and congrats! 

(that's a nice looking card)


Yeah well, last time I got a CLI, it took me to another screen that asked if I wanted to request more. (I don't remember the exact wording.) You were asking me about it and I saw you asked some others if they saw that when they got their CLI. Anyway, I didn't see that this time.


Maybe it's only on certain cards and maybe it's only x amt. of times they offer a double dip.  Do you use that card a lot, or use the card as much as you had been?  

My Take Home Pay Don't Take Me Home
Message 597 of 638
mgood
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@GApeachy wrote:

@mgood wrote:

@GApeachy wrote:

@mgood wrote:

 

 it did not offer me the opportunity to ask for more like it did last time.

 


Those party poopers! Smiley LOL But hey, can't complain about another $500, right?  Whoo hoo and congrats! 

(that's a nice looking card)


Yeah well, last time I got a CLI, it took me to another screen that asked if I wanted to request more. (I don't remember the exact wording.) You were asking me about it and I saw you asked some others if they saw that when they got their CLI. Anyway, I didn't see that this time.


Maybe it's only on certain cards and maybe it's only x amt. of times they offer a double dip.  Do you use that card a lot, or use the card as much as you had been?  


Usually anywhere from every couple weeks to once every couple months, I make a purchase of $40-80, with a rare ~$200 purchase in there. In the past I've usually carried a small balance (less that $150).
But in 2020-21, I haven't gone as much, so few purchases in the past year.
Been trying to pay off credit card debt and have had a zero balance on that card for several months.

I think I had recently PIF for the first time in maybe a year when they offered the double-dip. (Didn't actually get the double-dip. They said here's your new limit, would you like a higher limit? I said, sure. They said, nope.)



EQ8 775, TU8 764, EX8 772 as of August 9
AZE12 - 6% Utl - New Cards: 1/6, 3/12, 6/24
Message 598 of 638
Brian_Earl_Spilner
Credit Mentor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

Looks like we found them for two cards. Wonder how many more this forum will identify...?


Lexus store card caps at 6k

    
Message 599 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

@GApeachy wrote:

@Anonymous wrote:

Nice! You're really growing the heck outta that card Smiley Happy


I probably won't be asking on this one anymore.  I just wanted to hit that $20k limit, itch scratched.


I actually had that same thought on my Overstock when it went up to just over $15k earlier this month.


There's a LOT more meat on that bone. Smiley Wink

Message 600 of 638
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