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Comenity CLI HP/SP Data Points

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Community Leader
Senior Contributor

Re: Comenity CLI HP/SP Data Points

This is basically the same letter I got when I tried for increase on my Ikea visa, of course I was informed I probably have to wait 6 montgs, however my phone number is not on my reports . I had a run of zombie debt calls, so I removed my number.

 

So now wondering if this is the "new" process??

EXP 758 TU 783 EQ 729
Message 91 of 517
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Senior Contributor

Re: Comenity CLI HP/SP Data Points


@Jnbmom wrote:

 

 

So now wondering if this is the "new" process??


yeah, wondering that too

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 92 of 517
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Community Leader
Senior Contributor

Re: Comenity CLI HP/SP Data Points

Now has me thinking about my weird wayfair increase, they called me to ask if I had requested one which never has happened before?

EXP 758 TU 783 EQ 729
Message 93 of 517
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Member

Re: Question about Overstock store card

I just did mine and approval went through in a flash-- from 4K to 6K --as of now 9 (within an hour) I have had no notifications of ANY hard pull being done. I will keep you updated.

 

 

Message 94 of 517
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Regular Contributor

Re: Comenity CLI HP/SP Data Points

Overstock
Opened 12/2018
Sl $250-->$1050 (+$800) 6/3/19 robolady sp

Wayfair
Opened 12/2018
Sl $500-->$1300 (+$800) 6/3/19 robolady sp
Chapter 7 DC 10/23/18
Starting FICO 8 11/22/18

Current FICO 8 7/28/20

GOAL 680 by 12/20
Current FICO 9 7/28/20

Student loans and car payments reporting positive



Message 95 of 517
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Community Leader
Senior Contributor

Re: Comenity CLI HP/SP Data Points

Two months to the day, another $800 SP increase was granted this morning via the LUV button - no luck on a double dip. I didn’t expect that to work but I had to try...

Edit - forgot to mention this was the Wayfair card.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





TCL $93,100 | Agg. Util under 5%
Message 96 of 517
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Senior Contributor

Re: Comenity CLI HP/SP Data Points


@ImTheDevil wrote:
Two months to the day, another $800 SP increase was granted this morning via the LUV button - no luck on a double dip. I didn’t expect that to work but I had to try...

On which one?(card...vs?)

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 97 of 517
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Community Leader
Senior Contributor

Re: Comenity CLI HP/SP Data Points

Lol sorry - it was on Wayfair.

Not enough coffee yet this morning Smiley Happy


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





TCL $93,100 | Agg. Util under 5%
Message 98 of 517
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Senior Contributor

Re: Comenity CLI HP/SP Data Points


@ImTheDevil wrote:


Dang!  Congrats man!!!!!   (how long do you reckon before I can ask on my ulta?  I have had one stmt. cut)

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 99 of 517
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Community Leader
Senior Contributor

Re: Comenity CLI HP/SP Data Points

Thanks LC Smiley Happy I would say ask away - like Disco, you can ask all you want and they don’t hold it against you. In trying to dope out a scheme for their patterns on my accounts, I’ve asked daily for the last 2-3 months with no penalty whatsoever.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





TCL $93,100 | Agg. Util under 5%
Message 100 of 517
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