Comenity CLI HP/SP Data Points

[GApeachy]

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@Rogue46 wrote:

@DebtStinks 

I don't know if it's been determined if there is a cap on specific cards or overall exposure. Personally I'm at around $60k on 3 cards with Comenity and they keep giving CLI for me although the past few months i haven't been hitting that button as often. 

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Interesting and scary in a way, lol!

That's super high...don't blame ya for not pushing buttons during this climate.  Are they all equal in cl size or does one carry a much higher cl? How long have you had them?  Is your history long with Comenity?  

[M_Smart007]

@DebtStinks, Congrats  .. that is some limit

[Rogue46]

@GApeachy 

I have a Overstock card with $22.5 a Boscovs with $24.5 and a Sportsman's Guide with $11.5 I got all 3 cards around the same time via SCT early 2017. I don't remember the exact SL but I believe they all started around $2500

So yes the lines are way more then I'll ever use I think the most I've charged on the 3 total was around $300

[GApeachy]

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@Rogue46 wrote:

@GApeachy 

I have a Overstock card with $22.5 a Boscovs with $24.5 and a Sportsman's Guide with $11.5 I got all 3 cards around the same time via SCT early 2017. I don't remember the exact SL but I believe they all started around $2500

So yes the lines are way more then I'll ever use I think the most I've charged on the 3 total was around $300

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Thanks for the dp's!

[ocheosa]

Overstock  61 days

9/19/20 +2k - SP - $29,300

[Anonymous]

@ocheosa  Your limits on these cards absolutely astound me...👍

[Anonymous]

Two updates:

Wayfair was closed on 9/11/2020 when Comenity lost the account. I was not converted to a Comenity MasterCard so that $10,500 is gone. The account officially closed on my reports last week.

The 61-day block has passed by for Overstock again, and this morning I got another SP CLI of $2000 for a new limit of $11,500. This one has had no problem continuing to grow at least, and it has now overtaken Wayfair's highest limit and is my second largest line, behind only my $30,000 Lowe's card. I was salty when WF went away but between the big $13k CLI on Lowe's last month, the Overstock CLI today, two other smaller CLIs, and approval for Sam's Club MasterCard and PenFed PCR, that $10,500 has been replaced with $28,750 in spending power elsewhere. The salt is gone

[GApeachy]

@Anonymous   Wayfair who?  hahahahaha!

Congrats there evil one!

[Anonymous]

Lol @GApeachy exactly. I even deleted their web app and unsubscribed from their mailers. Overstock is better in that they carry the same stuff as WF but much more as well. It's all good.

[Anonymous]

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@ocheosa wrote:

Overstock  61 days

9/19/20 +2k - SP - $29,300

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Nice!  I'm on your heels -- +$2k SP = $28,500 CL