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Comenity CLI HP/SP Data Points

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ocheosa
Valued Contributor

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

@ocheosa wrote:

Overstock  61 days

9/19/20 +2k - SP - $29,300


Nice! Smiley Happy I'm on your heelsSmiley Wink -- +$2k SP = $28,500 CL


 Congrats! Let's do this...35 or bust?!!!Smiley Very Happy

[7/25] Scores 8/9: 700-800s. Util: 1%. AoOA: 17.11y, AoYA: 9m. New Acct: 1/12, 2/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $693.5K: Personal $562.5K, Business $131K.
Message 521 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

I have a super low VS card that I got with the SCT ($350) any thoughts on the CLI chances? I actually shop here and my daughters do as well pretty regularly, so the card is useful, but the limit really is too low to do much with. I've only had it about a month but would love to try my chance at an increase before the holidays!

Message 522 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

I have a super low VS card that I got with the SCT ($350) any thoughts on the CLI chances? I actually shop here and my daughters do as well pretty regularly, so the card is useful, but the limit really is too low to do much with. I've only had it about a month but would love to try my chance at an increase before the holidays!


I somehow managed to get 1k via SCT (even though pop-up preapproval said $250 and this is with my "starting scores" in siggy!) and haven't squeaked a single penny of a CLI from them since I got it in Feb. My 8th statement will cut next week.Most DPs state it takes at least 6-9 months for 1st CLI (I actually was searching the forums for this tonight lol). Granted, I used the card once in March or April and paid for the purchase as soon as it posted, so not sure if that is going against me. I am so dead-set on maintaining AZEO, I probably will never let a balance post until I am done rebuilding.

 

It keep saying that I "need more experience with current CL" or "need to see more on-time payments", with the secind reason I thought being odd cinsidering many people have stated making a single purchase and getting a slew of CLIs. I will chalk it up to my poor, yet greatly improved since approval, scores and lack of use.

 

Good luck!

Message 523 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points


@Anonymous wrote:

I have a super low VS card that I got with the SCT ($350) any thoughts on the CLI chances? I actually shop here and my daughters do as well pretty regularly, so the card is useful, but the limit really is too low to do much with. I've only had it about a month but would love to try my chance at an increase before the holidays!


I was approved for two Commenity cards in late May 2018: Overstock $500 SL & Wayfair $1000 SL. About six weeks later I was given the 1st of many SP CLI -- $3000 on each card. My experience is not terribly unique.

 

My thought is: ask early ask often. Fortune favors the bold.

Message 524 of 638
dumaine
Regular Contributor

Re: Comenity CLI HP/SP Data Points

Card in question    Sony Visa
Open date               Aquired from Cap One
Existing CL              4950
Date of CLI              10/22/20
Amount of CLI        1200
CLI was a soft pull thru the automated phone system

 

Wondering how long before I should try again!!!

Message 525 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points


@dumaine wrote:

Wondering how long before I should try again!!!


Try in 4 months (give an extra day or two) or 6 months.  I'd try at 4 and go from there.  I'm on a 4 month cli schedule with their majors and Dh is on a 6 months schedule.  Doesn't hurt to try both to see where you land. GL and congrats!

My Take Home Pay Don't Take Me Home
Message 526 of 638
dumaine
Regular Contributor

Re: Comenity CLI HP/SP Data Points


@GApeachy wrote:

@dumaine wrote:

Wondering how long before I should try again!!!


Try in 4 months (give an extra day or two) or 6 months.  I'd try at 4 and go from there.  I'm on a 4 month cli schedule with their majors and Dh is on a 6 months schedule.  Doesn't hurt to try both to see where you land. GL and congrats!


Thanks for the advice

Message 527 of 638
designated_knitter
Established Contributor

Re: Comenity CLI HP/SP Data Points

Was shocked to log into Comenity Sony Visa to find a 500.00 CLI:

 

Comenity Sony VISA
Transferred from Cap 1 almost exactly 1 year ago.... Auto CLI SP
2700
10/25/2020
500
SP

 

this was my first CLI since the card was acquired by Comenity.

 

very high Utilization but lots of payments and heavy use each month.

 

immediately hit the love button but got 7-10 day notice.

 

I'll take what I can get!  Currently my highest limit and oldest card.

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 528 of 638
GApeachy
Super Contributor

Re: Comenity CLI HP/SP Data Points

@dumaine  You're welcome!  Smiley Wink

 

@designated_knitter   From one yarn fanatic to another, Congrats.

 

Looks like the Sony Visa is chugging a little cli train lately....choo choo!!!!!

 

 

My Take Home Pay Don't Take Me Home
Message 529 of 638
Anonymous
Not applicable

Re: Comenity CLI HP/SP Data Points

Got the usual $500 on the underwear card this morning, again 61 days on the dot. New CL $5500. Believe it or not it's actually worth getting these every couple months with the holidays coming and the love my wife and daughters have for Pink. 

Plus, between CLIs on this card and Overstock, I've already recouped $5000 of my lost $10,500 Wayfair tradeline since the Wayfair closure was announced Lol.

Message 530 of 638
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