Comenity CLI question

[Meanmchine]

OK, I messed up a bit on my HSN card and requested a CLI too soon.  My question is simply does the 31 day counter reset because of this

or is the original CLI eligibility date still the same?

Thanks

[pizza1]

I would think your original date is the same. Don't think the clock has reset. Just try again when 31 days have passed. Ive done that before on my PB cc, and like a week later get the cli.

[Longroad]

My DW just got the Total Rewards card the first part of June. Does theirs mean she is eligible for a CLI now or should she wait? I thought i had seen something about 4 months  before asking for a CLI.  

[Meanmchine]

TY Pizza1

Its a 4 month window for the bankcards and 31 days for the store cards

[CreditMagic7]

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@Meanmchine wrote:

TY Pizza1

Its a 4 month window for the bankcards and 31 days for the store cards

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+1

Doesn't reset if you try too early either.

[Anonymous]

The time does not reset when you apply too early.  I once made a mistake and thought my CLI was on the 23rd when it was on the 27th.  Got a no on the first attempt and days later got an approval.

How else would people here have figured out the 4 months and one day rule on the co-branded cards?

I did just get two nos from Citi after 6 months from the last on each.

[Meanmchine]

Ouchie

Sorry to hear that CC

I got a denial from Cap1 for CLI reason being Average Monthly Payment was too low.  The account is currently sitting at a credit balance.

[Anonymous]

Both of my Citi cards sit at $6,300.  I called trying to cancel my Simplicity and the CSR convinced me to keep it.  I asked "how many months of non-spend before you guys shut it down?"  He said "25 months".

I am assuming $15 to $50 a month is why I was declined....as well as that phone call.