Comenity Credit Increase Button

[OnTheRebound]

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@aav wrote:

I have the total rewards visa. I hit the button before getting the card in the mail and went from 3.5k to 5k right away. I had to wait 3 or 4 months before it would give me an increase (to 6.2 k) no love since then. I try every few weeks. It's been all sp's for me but ymmv.

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I've had the TRV for almost ten months. Never asked for CLI. Does it tell you if it's a SP or HP before you submit or after?

[Anonymous]

All Comenity cards are SP.....in my experience. I have several

[OnTheRebound]

My question is, how do you know it's a SP?

[Anonymous]

Express clothing.

[Creditaddict]

It's always so when you request online or via automated phone... Unsure by person

[Anonymous]

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@Anonymous wrote:

Quick question: When hitting this button, is it a hard or soft pull? Also, how often is too often? The account was opened in September with a low credit limit but I have been with Comenity for over 5 years on my VS card so I have an established credit history with them.

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SP and try it now.  A lot of us are having successes with CLI's today! 

[Anonymous]

I just pushed the luv button for all of my comenity cards and got cli. Except for the one that was less than 6months. Buckle has given me 2 cli since having it. So you can request before the 9 month mark. No hp only soft when you push the luv button.

[Kirmie2010]

I request monthly CLIs with Overstock, express, motorola, victorias secret and so on.

They are soft pulls as long as its the CLI button on the main page once you login.

I didnt have to wait 9 months, some of my comenity cards are over 2500 now.  Most all started at 200-300.