Comenity Turned me down for a BJ's Perks Master Card

[App_Addict]

So I was feelling great because I'm well on my way to getting back on track.  Went on an App Spree and applied for a Wally card....APPROVED...Kohls card....APPROVED...QuickSilver One Card...APPROVED!  BJ's MasterCard....7-10 day!  Just got the letter and says "We are unable to approve due to:

* Excessive Balance to to Credit Limit Ratio on recently opened trades (Under 10% Utilatization)

* % of accounts opened in the last 24 months is too high

* To many charged off trades (Charge offs are 4 years old)

Too many Credit Inquires (OK, got me there 10!)

The only good thing was:

Your Equifax Credit Score is 663 (WOOOOHOOO I DIDN'T KNOW IT HAD REACH THOSE HEIGHTS!)

Should I call them, or should I just garden and try in 6 months?  When I applied I did not see a HP on my report.  They only got my last 4 of SS, so not sure what is up with that.  They did not give a number only an address to contact them.  Very excited about the approvals, but bummed on this one because I could use the perks!  Thoughts?

[FinStar]

Unfortunately, Comenity does not reconsider auto-declined applications, especially with the reasons cited.  The UW criteria are a bit more stringent for their co-branded cards than thier store cards.

[waiter]

I was declined for the same card , with 5 inq on equifax... reason was too many inquires.

My score was 986 out of 999 on their letter. 

[CreditCuriosity]

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@waiter wrote:

I was declined for the same card , with 5 inq on equifax... reason was too many inquires.

My score was 986 out of 999 on their letter. 

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wow

[App_Addict]

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@waiter wrote:

I was declined for the same card , with 5 inq on equifax... reason was too many inquires.

My score was 986 out of 999 on their letter. 

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Well don't feel so good about that 663 now 

[tray]

I applied too and pretty much know I was declined as well just waiting for my letter, will update when i recieve it....