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Comenity Victoria's Secrets CLI result a HP! Be careful.

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Anonymous
Not applicable

Re: Comenity Victoria's Secrets CLI result a HP! Be careful.

the same thing happened to me with them and Loft. Asked for an increase on these two cards the same day and got two HP. It said nothing on the screen about it being a hard pull and in the past it was always a SP for me. Never again!

 

Like someone here told me, unless it specifically says that it won't impact your credit (like Discover or Citi) always assume a HP.

Message 21 of 26
Anonymous
Not applicable

Re: Comenity Victoria's Secrets CLI result a HP! Be careful.

Interesting...OP, let us know if you had success at getting the HP removed.

Message 22 of 26
MrsCHX
Valued Contributor

Re: Comenity Victoria's Secrets CLI result a HP! Be careful.

nvm...

Capital One Savor: $8,000; Nordstrom Visa: $5,400; Mission Lane: $4,500; LOFT MC: $3,000; AAA Daily Advantage: $2,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $7,500; Amazon: $2.500; Kohls: $2,500; Home Depot: $1,500; Target: $1,100
Message 23 of 26
rprisco
Regular Contributor

Re: Comenity Victoria's Secrets CLI result a HP! Be careful.

peghede wrote:
i never got hp when cli via robolady and (even meijer have to speak to them over the phone always sp ) again never got hp from comenity bank or comenity capital and i cli 7 retail cards every 31 days (thanks irish80 for closing outta blue my Comenity Monthly CLI RoboLady thread ,had some (still does even you close it) in detail and good data on it im sure lots of members found it useful and learn from it but not you.)


Was a great thread hope it comes back!
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 24 of 26
rprisco
Regular Contributor

Re: Comenity Victoria's Secrets CLI result a HP! Be careful.

I hope it's not against the rules to state that I always keep my reports locked, one of the many bennies if they don't tell me of an advanced HP for a cli, and if they wanna HP a report, I have options to alow or not.
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 25 of 26
Anonymous
Not applicable

Re: Comenity Victoria's Secrets CLI result a HP! Be careful.


@Anonymous wrote:

Interesting...OP, let us know if you had success at getting the HP removed.


I just spoke with them today, the CSR told me to wait for the letter in few days, I think she said, they sent  "C-300" notice letter yesterday and there will be a number to call directly to different department. I dont know what was C-300 notice letter from Comenity Bank. So I will just wait patiently.

Message 26 of 26
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