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Comenity apps within 30 days..same file used or additional HP?

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Ysettle4
Valued Contributor

Comenity apps within 30 days..same file used or additional HP?

Recently approved for the TR Visa in Late Nov and I'm looking to apply for the Fuel Rewards MC. Will comenity use the same credit pull from the TR VIsa approval if I app within 30 days or will be an additional HP. BTW, I tried the shopping cart/popup trick for the Fuel Rewards but no dice.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 1 of 7
6 REPLIES 6
Creditaddict
Legendary Contributor

Re: Comenity apps within 30 days..same file used or additional HP?

most likely new.

Message 2 of 7
B335is
Moderator Emeritus

Re: Comenity apps within 30 days..same file used or additional HP?

I would definitely count on separate inquiries even if you apply for multiple cards on the same day, especially since it's Comenity we're dealing with.

Message 3 of 7
Ysettle4
Valued Contributor

Re: Comenity apps within 30 days..same file used or additional HP?

Ahh well. Maybe I'll keep at the popup offer.
769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 4 of 7
JLK93
Established Contributor

Re: Comenity apps within 30 days..same file used or additional HP?

TR Visa is issued by Comenity Bank.

 

Fuel Rewards MC is issued by Comenity Capital Bank.

 

Very little chance they will use the same HP.

Message 5 of 7
CreditCuriosity
Moderator Emeritus

Re: Comenity apps within 30 days..same file used or additional HP?


@oilcan12 wrote:

TR Visa is issued by Comenity Bank.

 

Fuel Rewards MC is issued by Comenity Capital Bank.

 

Very little chance they will use the same HP.


What are the difference in these two banks anyways?  I have only two store cards and one is issued by bank a and one by bank b.... Are they they same entity?  I would assume?

Message 6 of 7
JLK93
Established Contributor

Re: Comenity apps within 30 days..same file used or additional HP?


@CreditCuriousity wrote:

@oilcan12 wrote:

TR Visa is issued by Comenity Bank.

 

Fuel Rewards MC is issued by Comenity Capital Bank.

 

Very little chance they will use the same HP.


What are the difference in these two banks anyways?  I have only two store cards and one is issued by bank a and one by bank b.... Are they they same entity?  I would assume?


Separate entities.

 

Subsidiaries of the same parent company.

Message 7 of 7
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