Comenity backed VISA's

Anonymous · ‎01-23-2016

Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?

In paticular Im refering to the Orbitz Visa.

Thank you

jacetx · ‎01-23-2016

@Anonymous wrote:
Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?

In paticular Im refering to the Orbitz Visa.

Thank you

With a BK on file it is an automatic denial. I found out the hard way. They are not easy to get and now it seems they are going to be harder to get based on the posts from several people whose accounts have been closed.

Anonymous · ‎01-23-2016

Ok good to know. Is there a time lapse between the BK and when the will approve or for as long as it on your report?

jacetx · ‎01-23-2016

@Anonymous wrote:
Ok good to know. Is there a time lapse between the BK and when the will approve or for as long as it on your report?

I applied 6 years after filing BK and every time it was a no. So I'm going to say it is a no go as long as the BK its on your report. I'm not sure if others have had any luck.

Anonymous · ‎01-23-2016

Wow, ok. Good to know, thanks for the info

Anonymous · ‎01-23-2016

I have a Comenity backed Visa with a BK. It's a Sportsman's Guide Visa. There are others around here who have other various Visas with Comenity, who have BK as well.

Anonymous · ‎01-23-2016

I got a sportsman guide visa with comenity via the sct with no hard pull less 22 months post discharge. It is possible.

SouthJamaica · ‎01-23-2016

@Anonymous wrote:
Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?

In paticular Im refering to the Orbitz Visa.

Thank you

I got turned down for it last month; they pulled EQ, where I had a score of around 685 at the time.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

bk510 · ‎01-23-2016

@jace8602 wrote:
@Anonymous wrote:
Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?

In paticular Im refering to the Orbitz Visa.

Thank you
With a BK on file it is an automatic denial. I found out the hard way. They are not easy to get and now it seems they are going to be harder to get based on the posts from several people whose accounts have been closed.

Yeah, I applied for PP Extra MC 2 weeks ago and ended up with SM account.....I droped that sucker like it was hot.

/

photo nfcu goReward card_zpsixhh1qcp.jpg

photo sdfcu platinum card_zpspilihdiv.png

photo penfed reward cash_zpsyckxjc7y.png

photo marvel-credit-card_zpsfkvc3ux5.png

Burned AECitiChase

bk510 · ‎01-23-2016

@bk510 wrote:
@jace8602 wrote:
@Anonymous wrote:
Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?

In paticular Im refering to the Orbitz Visa.

Thank you
With a BK on file it is an automatic denial. I found out the hard way. They are not easy to get and now it seems they are going to be harder to get based on the posts from several people whose accounts have been closed.
Yeah, I applied for PP Extra MC 2 weeks ago and ended up with SM account.....I droped that sucker like it was hot.

My apologizes, I got Comenity confused with Synchrony

/

Burned AECitiChase