Comenity backed VISA's

[elim]

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@bk510 wrote:

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@jace8602 wrote:

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@Anonymous wrote:

Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?  

In paticular Im refering to the Orbitz Visa.

Thank you

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With a BK on file it is an automatic denial. I found out the hard way. They are not easy to get and now it  seems they are going to be harder to get based on the posts from several people whose accounts have been closed.

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Yeah, I applied for PP Extra MC 2 weeks ago and ended up with SM account.....I droped that sucker like it was hot.

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    That bait and switch stuff should be illegal.  It should NOT report when you didn't app for that product. I won't mess with PP for that reason.

[SLO805]

i wouldnt even bother. All the random Closed by Creditor accounts in the last 6months. Established years of usage and good accounts gone because who knows why? Yeah ill pass lol.

[Anonymous]

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@SLO805 wrote:

i wouldnt even bother. All the random Closed by Creditor accounts in the last 6months. Established years of usage and good accounts gone because who knows why? Yeah ill pass lol.

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I'm in this camp too. Just leave them alone. I have 21.7k exposure over 3 cards with them. 1 Visa and 2 store cards. I'm not asking them for anything more. I'm frightened for and concerned about some folks here who have so much of their available credit depending on what Comenity might do. This is a bear that is best left hibernating because it is vicious when it wakes up. When one has 50+ percent of their credit riding on Comenity's whims, well, that's pretty scary.

[bk510]

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@elim wrote:

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@bk510 wrote:

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@jace8602 wrote:

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@Anonymous wrote:

Anyone know there guidelines for approval, I know the store branded cards are pretty easy to get, what about their VISAs?  

In paticular Im refering to the Orbitz Visa.

Thank you

---

With a BK on file it is an automatic denial. I found out the hard way. They are not easy to get and now it  seems they are going to be harder to get based on the posts from several people whose accounts have been closed.

---

Yeah, I applied for PP Extra MC 2 weeks ago and ended up with SM account.....I droped that sucker like it was hot.

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    That bait and switch stuff should be illegal.  It should NOT report when you didn't app for that product. I won't mess with PP for that reason.

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Yeah, I'm with you there......Lesson learned.

[CountryLivin]

I never have been able to get a visa or Mastercard from Comenity. I have 11 store cards through them and they all do get used, but after gardening for awhile, I am going to close 3 or 4 of them that I really do not need. I will do one card every 4-6 months, until I get those 3 or 4 closed.