Comenity is upping their SCT game for me

[ddemari]

What if I need some serious camper stuff ya know lol. U would think at least the 2-3k Lines but under 2k seems common.

[Ysettle4]

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@ddemari wrote:
What if I need some serious camper stuff ya know lol. U would think at least the 2-3k Lines but under 2k seems common.

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Right?!

Account closed. I'm hoping it simply will not report but somehow I think it will.

[CreditCuriosity]

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@Ysettle4 wrote:

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@ddemari wrote:
What if I need some serious camper stuff ya know lol. U would think at least the 2-3k Lines but under 2k seems common.

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Right?!

Account closed. I'm hoping it simply will not report but somehow I think it will.

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ouch.  It will report..  Granted 1600 or whatever sometimes just isn't worth it.

[ddemari]

It will report but at least know u know what it was going to be.
Sometimes that's a enough lol.

[Ysettle4]

Probably more harm than good if I kept it open I suppose as that *may* hurt my chances of getting higher starting lmits. Although there is no harden fast rule about higher lines attract higher SLs from new lenders.

[CreditCuriosity]

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@Ysettle4 wrote:

Probably more harm than good if I kept it open I suppose as that *may* hurt my chances of getting higher starting lmits. Although there is no harden fast rule about higher lines attract higher SLs from new lenders.

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Just a theory higher SL's get higher SL's in the future.. No real proof other than lenders want to see you can manage High CL's to be able to get other high CL's.. I don't think or lenders at a certain point aren't willing to beat other big CL's.  With that said a person with 1k CL isn't all the suddon going to get a 15-20k CL without another big CL already other then what we know as Cap1.. Lenders just typically don't work that way.  You already have some nice limits.

[ddemari]

Agree, for me I think of limits by lender since I have a variety a of major credit cards with 20k, 17k, 15k, 12k, 10k down to 1.5k.

[Anonymous]

I just got a Wayfair card for $500.  I refuse to close it before the one year anniversary.  Makes you look unstable.  Credit providers are looking for conservative behavior.

[ddemari]

So much for not applying for something. Cold apped dsw visa, instant approval $3,000.00 no apr given, score from comenity went up a bit to 739. I'm sure it's a visa platinum. 

This has been a card I've wanted though 

[ddemari]

Sportsmans guide SCT instant 6,500 approval. Woops!