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Comenity store cards, and when to hit that luv button or call???? Confused here

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Anonymous
Not applicable

Comenity store cards, and when to hit that luv button or call???? Confused here

Hey I'm lost when it comes to getting all the luv buttons for Comenity to work.

 

 

1) do the comenity cards need to be open 91 days, before one can hit the luv button?  Obviously exception to Barney.

 

 

2) Barneys worked like a charm btw, received card, and got phone lady to bump from 750 to 2750.

 

3) can't get any of the other cards to budge on phone, or via luv button...am I doing something wrong???

 

4) Overstock, jcrew, eddi b ,victoria angel, hsn, buckle, keep getting 7-10 day msg.

 

thank you in advance....I kept reading, and couldn't find concrete answers on board.

 

 

Message 1 of 17
16 REPLIES 16
gibeon
Established Contributor

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

For me they are weird and mysterious.

A couple gave me a CLI as soon as I set up online account - JCrew, Overstock. Then a bump every 31 days. JCrew from 250 to 450 on activation, now at 1250 (used twice). Overstock 450 to 650 on activation, now at 1050 (never used).

The others don't do anything, Buckle (250 never activated/used), Modells (never used), Lenovo (brand new), and Wayfair (brand new, lost it before I activated it - got to call about that).

Also have SG Visa that I've used, denied CLI on account activation and haven't tried since.
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 2 of 17
Anonymous
Not applicable

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

I got a CLI on Overstock as soon as I setup the account, and have been getting one every 31 days since. No love from the Sportsmans Guide that I got at the same time.

Message 3 of 17
MissMoni223
Senior Contributor

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

It took 9 months before Comenity OPENED the CLI vault, LOL!!! Now every 2 months like clockwork I'm getting $400 CLI on the following Comenity cards:

Victoria's Secret

The Limited

Express

New York & Company

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 4 of 17
Anonymous
Not applicable

Re: Comenity store cards, and when to hit that luv button or call???? Confused here


@MissMoni223 wrote:

It took 9 months before Comenity OPENED the CLI vault, LOL!!! Now every 2 months like clockwork I'm getting $400 CLI on the following Comenity cards:

Victoria's Secret

The Limited

Express

New York & Company


I've had my NY&Co card since July and I haven't received any luv. I guess I have to wait 9 months. 

Message 5 of 17
SunriseEarth
Moderator Emeritus

Re: Comenity store cards, and when to hit that luv button or call???? Confused here


@Anonymous wrote:

Hey I'm lost when it comes to getting all the luv buttons for Comenity to work.

 

 

1) do the comenity cards need to be open 91 days, before one can hit the luv button?  Obviously exception to Barney.

 

 

2) Barneys worked like a charm btw, received card, and got phone lady to bump from 750 to 2750.

 

3) can't get any of the other cards to budge on phone, or via luv button...am I doing something wrong???

 

4) Overstock, jcrew, eddi b ,victoria angel, hsn, buckle, keep getting 7-10 day msg.

 

thank you in advance....I kept reading, and couldn't find concrete answers on board.

 

 


YMMV with each card.   When I had VS, I couldn't get a CLI until the 9 month mark.   Overstock gave me a CLI upon account setup.  When I carried a promotional balance on Overstock, I would get CLIs monthly, but now only sporadically.   I seem to be on a bimonthly schedule for Gold Violin, but they took 9 months for the very first CLI, then 3 months, and now every other month.   However, I might try again today just to see (I just got a CLI last month).  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 6 of 17
Jerry45
Valued Contributor

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

Sportsman's took me 6 months, and then 4 months after that.

Message 7 of 17
Anonymous
Not applicable

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

I have 3 Comenity cards - Barney's, Overstock and Sportsman's Guide Visa. I got the usual phone robot lady credit line increases and I also got $300 clis for two months in a row from Overstock, then it quit. I have used my Sportsman's guide card quite a bit and PIF for 5 months now and have been denied increases there too. I suspect though, for most it has to do with low or no activity for lengths of time. I finally had to break down and buy some sunglasses, just to get some new reporting on my Barney's card with my latest CL. It worked.

Message 8 of 17
NoAnchoviesPlease
Established Contributor

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

Only Comenity card I have is VS, started at $750 almost two years ago. Requested CLI a couple of times but always denied. Then around Christmas they gave me a couple hundred 3-4 times. 

 

I think I got a $200 luv before and $200 after my last statement cut. I hit the luv button a third time a few days later, 7-10 day, and got a letter saying I'd had a recent CLI and they want timely payment for the existing amount. 

 

I don't use anywhere near my limit on that card, as I only have one SO and she can only wear so much lingerie in one year (although I am Angels Forever through next year thanks to triple bra points--always amuses or confuses the checkout staff at the stores). 

 

All things considered, I'm very happy with my VS limit--it's more than BofA and Cap1 combined and I've had those for 5+ years each. And in case my SO needs a new bra every day for a month, I can plop down the black-and-gold and cover it comfortably. If only Soma had a card. Smiley Happy 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 9 of 17
devineer1
Regular Contributor

Re: Comenity store cards, and when to hit that luv button or call???? Confused here

I just got Express, New York and Co, Ann Taylor, VS and Justice... I so badly want to hit the love button but... don't they do a hard pull for this?

I am but a work in progress, taking one day at a time, learning to be more patient. In the Garden as of 12/01/15

Equifax 569
Trans Union 607
Experian 588

Goal to be at or over 650
Message 10 of 17
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