Complicated AMEX Decision?

[Anonymous]

---

@Anonymous wrote:

I wonder if I should go ahead and app now that it's 1:20 am EST? Orrrr should I maybe wait a few hours? LOL

Happy New Year to everyone!!!

---

Happy new year.

Go ahead and app.

[Anonymous]

One other quick question. 

If I decided to wait and app for the Everyday, say in Jan 2016, would that make my AAoA 2 years? 

I read that Chase pulls Experian whenever you app for their Freedom card. I'm thinking it will scare Chase away if I decide to app in the middle of 2015. 

[mongstradamus]

I would wait till its 3 am est or 12 am pacific time to be safe. Better to be safe than sorry imo 

---

Nixon wrote:

---

JonathanV wrote:

I wonder if I should go ahead and app now that it's 1:20 am EST? Orrrr should I maybe wait a few hours? LOL

Happy New Year to everyone!!!

---

Happy new year.

Go ahead and app.

[taxi818]

---

@mongstradamus wrote:

I would wait till its 3 am est or 12 am pacific time to be safe. Better to be safe than sorry imo 

---

@Anonymous wrote:

---

@Anonymous wrote:

I wonder if I should go ahead and app now that it's 1:20 am EST? Orrrr should I maybe wait a few hours? LOL

Happy New Year to everyone!!!

---

Happy new year.

Go ahead and app.

---

After midnight you are fine. They will know it's 2015 based on where you are. In Hawaii 6 hours back. No reason to be over paranoid.  Yes 2016 will give you 2 years if backdated to 2014.