Consider NASA...questions

[Tony275]

Hey guys,

Used the search feature to no real answer to my questions.

I'm looking to join NASA as I've seen HUGE limits given and great rates to go with them! I'd like to consolidate all my bills to one place at a nice low APR - DCU is great and all, but I don't have enough available credit with them to consolidate!

I'm gardening. And I'm firm on gardening. Though, I've seen many people say they've gotten membership AND a CC with 2 SPs recently. More than three people have stated this and that's what has my interest peaked.

Is this a thing right now? Obviously this is a YMMV situation, but if I can squeak a $25k CL and a membership with SPs only..who wouldn't want in?!

I currently have 21-22% Utilization on my credit cards, EX is my current best score on the 08 model at 675, income at $45k/year. Other scores are in signature!

Just hoping IF I do apply, I don't get the mean Credit analyst!

What are you thoughts? I can live with a HP if I get in with $25k CC and maybe a PLOC!

Thanks in advance for any info! They've got me itching for an instant approval!

[baller4life]

The trend of sps are happening as follows:
App for membership. Wait for approval then app cc

[pizza1]

+1

[1GaDawg85]

As long as your file is clean, they have been accepting 

[hyp0luxa]

I was approved for 30k with only SP, but the new account resets garden date anyway

[Jlu]

Do I hear a new duck & beaver replacement CU has been found?! Oh boy.

[TheClub]

Yup, definitely works. Just joined and applied. Got approved for a $20,000 CL with a SP on Experian. 

[Jlu]

Do you need a checking account or can you just open up the savings account?

[baller4life]

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@Jlu wrote:

Do I hear a new duck & beaver replacement CU has been found?! Oh boy.

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No way Jose. NASA is a HUGE CU. And they have all their ducks in a row.

[baller4life]

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@Jlu wrote:

Do you need a checking account or can you just open up the savings account?

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Share savings is all that is required for membership.