No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@skigirl916 wrote:
@Involver wrote:Well that's the first instance I've seen of it happening amongst several different sites.
Hopefully your HP is fruitful.
I've read here and on the other forum that there have been HPs. I'm definitely not the first.
The HPs I have seen were for cold apps for the CC or memberships that had been established prior to the last few months.
I jumped on this bandwagon and applied for a membership. If I do get approved I will go for the huge CC that everybody is getting haha. GL everybody!
@skigirl916 wrote:
@Involver wrote:Well that's the first instance I've seen of it happening amongst several different sites.
Hopefully your HP is fruitful.
I've read here and on the other forum that there have been HPs. I'm definitely not the first.
$6,000 - showed up just now. I'm not sure it was worth it for a line less than 5 figures.
Still your highest line according to your sig so congrats?! Lol
@Involver wrote:It does appear to be your highest reporting limit, and it's a much better result than a denial.
You can always ask for a review of the limit through SM.
Maybe the gravy train is slowing down.
SM?
The point of my app was to get a higher CL. I doubt those getting $25-30K would have been happy with an existing TL after having seen a handful of people getting that amount.
I just got off the phone with them, and she said:
"Our system is new. It will say one thing for an initial approval and acceptance, but won't reflect any changes after that until the documents are signed, the card is issued, and the member enrolls electronically with their new CC number. ... and boy, there are a LOT of people calling in today for credit limit increases! What is up with that?"
I was told same app for membership would be used for cc within 30 days
@Involver wrote:
@skigirl916 wrote:
@Involver wrote:Well that's the first instance I've seen of it happening amongst several different sites.
Hopefully your HP is fruitful.
I've read here and on the other forum that there have been HPs. I'm definitely not the first.
The HPs I have seen were for cold apps for the CC or memberships that had been established prior to the last few months.
I guess there's a phantom NASAFCU pulling my credit report then and dinging me such that I get an alert.
How soon would hp hit report
@skigirl916 wrote:
@Involver wrote:
@skigirl916 wrote:
@Involver wrote:Well that's the first instance I've seen of it happening amongst several different sites.
Hopefully your HP is fruitful.
I've read here and on the other forum that there have been HPs. I'm definitely not the first.
The HPs I have seen were for cold apps for the CC or memberships that had been established prior to the last few months.
I guess there's a phantom NASAFCU pulling my credit report then and dinging me such that I get an alert.
I'm not insinuating that you're making it up. It would just be the first instance reported of that sequence resulting in a HP.
@TheFlores wrote:How soon would hp hit report
My data point: I applied at about 5:30 p.m. PST last night. I was approved for membership, and then after much thought, applied for the credit card. CC application gave me the waiting message. This morning, the SP was there. This afternoon, at about 1:30 p.m. PST, I was alerted to the HP. The CC approval email followed about 10 minutes later.
I came here to get pissed, then called the number on the CC approval email to see about a CLI. She asked me to send in my proof of income, which I'm doing now.
@TheFlores wrote:I was told same app for membership would be used for cc within 30 days
She did say that to review my request for CLI, they would use the same report and wouldn't pull again.