Consider NASA...questions

[ecxpa]

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@Anonymous wrote:

huh? what thread? what did I miss?

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There was a CU some months ago  that was extending all kinds of CL's and issuing cards that didn't work.  A lot of folks (but  not me...was denied) got high CL with low scores.  It was sickening to see it all fall apart.  People thinking they had 20K CL ending up having them withdrawn, reduced or even cancelled.  Some of the "elders" here have more info but that's basically what happened.  It was called the "duck card"..............just hope this rocket doesn't fly off course and crash and burn.

[Anonymous]

if it does turn out like that incident (hopefully not) then i guess i should be happy that i got declined. (still ruined my day though, popped my stitch for nothing!)

[ecxpa]

Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined.  Never seen that happen with other lenders, at least not on such a frequent basis.  Reading through the many threads on NASA though you see this happening a lot.

[Anonymous]

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@ecxpa wrote:

Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined.  Never seen that happen with other lenders, at least not on such a frequent basis.  Reading through the many threads on NASA though you see this happening a lot.

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seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...

[skigirl916]

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@Anonymous wrote:

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@ecxpa wrote:

Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined.  Never seen that happen with other lenders, at least not on such a frequent basis.  Reading through the many threads on NASA though you see this happening a lot.

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seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...

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Oh man.

[Kenny]

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@ecxpa wrote:

Got my approval today for 20K......only got the Classic version though with no rewards  Didn't think I would get approved for anything because of inquiries.  The CL's people have been receiving are unreal with low to mediocre scores.  Hope this doesn't turn out to be another "duck card" and they start rescinding CL's when folks get their cards and start using them.

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Congratulations on your approval! Thanks for sharing.

[Anonymous]

Wow, just read that thread... amazing how they can just "disown" customers like that. Hopefully FML has learned to be patient? Wonder what his score is......... :nosey:

[CreditMagic7]

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@Anonymous wrote:

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@ecxpa wrote:

Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined.  Never seen that happen with other lenders, at least not on such a frequent basis.  Reading through the many threads on NASA though you see this happening a lot.

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seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...

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WHAT A CRUEL TRICK BY NASA

Just found out they did me the same way. NeedLess to say i'm more then pissed off and of course disappointed after hyping them up so much. I am so done now with these Occu type CU's. I'm going to close out my membership and recover the savings deposit i put in for it and pretend it never happened. WHAT A DISGUSTING CRUEL FLOP! damn *#@$^

[Anonymous]

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@CreditMagic7 wrote:

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@Anonymous wrote:

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@ecxpa wrote:

Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined.  Never seen that happen with other lenders, at least not on such a frequent basis.  Reading through the many threads on NASA though you see this happening a lot.

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seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...

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WHAT A CRUEL TRICK BY NASA

Just found out they did me the same way. NeedLess to say i'm more then pissed off and of course disappointed after hyping them up so much. I am so done now with these Occu type CU's. I'm going to close out my membership and recover the savings deposit i put in for it and pretend it never happened. WHAT A DISGUSTING CRUEL FLOP! damn *#@$^

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Never bought this NASA thing, but even I am surprised.  You mean they approved you and then declined you... just like that?  They didn't at least come on with a counteroffer, like on review we can't give you 20k, but can give you 10k or 5k?  Nothing like that?  That would make more sense.  Or are some of you just set on getting 20k or nothing, and are rejecting other offers?

[itguy_65]

I'm sorry for the bad news!  Even though the computer can approve you, it is always subject to verification and underwriting.  This doesn't make them bad, just prudent.  I for one can tell you it is legit.  NASA is a very large credit union, one of the largest in the nation, even though it does seem they are giving larger than usual CLs for those who are qualified.