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Consider NASA...questions

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Anonymous
Not applicable

Re: Nasa fcu

They haven't asked me for anything yet.
Message 9 of 953
emptypockets
Valued Contributor

Re: Nasa fcu

They seem to be giving out large limits with no HP's right now, according to posts on another board. The status of your app can be checked here: nasafcu.com/memberstatus

If you have an application in progress, ithe status seems to go from referred -->pending-->approved/denied. The consensus seems to be if you get a email seeking ID or address info, you will be approved. They report NASA to be BK friendly of the BK is over 24 mos, with no baddies. They don't seem to be too INQ sensitive.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 10 of 953
emptypockets
Valued Contributor

Re: Nasa fcu


@Luscher wrote:
What income verification do they ask for? and how recent of proof?

Depends on your file. Some report them asking for check stubs, others report no Income verification at all.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 11 of 953
kevinjjc
Valued Contributor

Re: Nasa fcu


@emptypockets wrote:

They seem to be giving out large limits with no HP's right now, according to posts on another board. The status of your app can be checked here: nasafcu.com/memberstatus

If you have an application in progress, ithe status seems to go from referred -->pending-->approved/denied. The consensus seems to be if you get a email seeking ID or address info, you will be approved. They report NASA to be BK friendly of the BK is over 24 mos, with no baddies. They don't seem to be too INQ sensitive.


NASA FCU issues credit cards with no HP's?! Smiley Surprised

Message 12 of 953
juggalo9er
Valued Contributor

Re: Nasa fcu


@kevinjjc wrote:

@emptypockets wrote:

They seem to be giving out large limits with no HP's right now, according to posts on another board. The status of your app can be checked here: nasafcu.com/memberstatus

If you have an application in progress, ithe status seems to go from referred -->pending-->approved/denied. The consensus seems to be if you get a email seeking ID or address info, you will be approved. They report NASA to be BK friendly of the BK is over 24 mos, with no baddies. They don't seem to be too INQ sensitive.


NASA FCU issues credit cards with no HP's?! Smiley Surprised



@kevinjjc wrote:

@emptypockets wrote:

They seem to be giving out large limits with no HP's right now, according to posts on another board. The status of your app can be checked here: nasafcu.com/memberstatus

If you have an application in progress, ithe status seems to go from referred -->pending-->approved/denied. The consensus seems to be if you get a email seeking ID or address info, you will be approved. They report NASA to be BK friendly of the BK is over 24 mos, with no baddies. They don't seem to be too INQ sensitive.


NASA FCU issues credit cards with no HP's?! Smiley Surprised


yes they are giving cc's off of soft pulls. go for the card that offers 2% cash back and get that 15-20k line!

Message 13 of 953
waynes1982
Frequent Contributor

Re: Nasa fcu

My App still says pending and I have a HP and a SP Smiley Sad

Gardening since 06/01/2016


Message 14 of 953
BootStraps
Established Contributor

Re: Nasa fcu

I joined last month and got a card and a line of credit. They did not ask for income verification.

 

They DID do a HP on Experian and then used the same pull for both credit products.




Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725

Take the myFICO Fitness Challenge
Back in the Garden 4/22/16 Smiley Happy
Message 15 of 953
1GaDawg85
Valued Contributor

Re: Nasa fcu

They want 24 months post BK before approving any credit cards


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 16 of 953
Slim1Der
Frequent Contributor

Re: Nasa fcu

Looked long and hard for any HP from NASA and none... I got approved instantly with a BK reporting discharged from Jan of 09 for $25k. And a PLOC for $5k. NASA is great, it's my GO TO card!

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009
Message 17 of 953
Hockeyplayrr
Frequent Contributor

Re: Nasa fcu

I'd hate to start a new thread for one question so I am going to hi jack this one.  To those that have a nasa card, does it show pending transactions prior to posting.  Penfed doesn't and it drives me nuts.

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 18 of 953
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